Brooklyn Inside & Out

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Interesting questions. The co-op might be slightly bigger than the West Wharf one-bedroom, but the latter will have HVAC and, of course, an elevator. They're both small enough that they are really suitable only for single people or maybe a couple but not a family. If my calculations are correct, you'd have to be earning $184,000 a year to afford the co-op and $220,000 for the new construction rental. You'd be building equity in the co-op (and calf muscles) -- you'd also qualify for the mortgage interest deduction -- but not in the rental.

Bloomberg has an article from Sept of the year entitled "Even New York City’s Wealthy Renters Can’t Avoid the Housing Crisis" and it lists the median rent for that zip code as $4,600 using streeteasy data from mid 24 to mid 25. Here is link (maybe behind paywall): https://www.bloomberg.com/graphics/2025-nyc-wealthy-renters-housing-crisis/ I did a mortgage calculator assuming 20% down, 6.3% interest rate, and assuming the monthly maintenance includes the taxes and it spit out a monthly payment of $4,587. So . . . roughly in line? I also looked at one bedroom apartments in the the West Wharf Greenpoint building and their one bedrooms are in the $5,500ish and up range. But you get a washer/dryer in unit and I think access to the pool and gym and stuff. https://westwharf.com/availability

Looks like unit 1R in the same building sold last year for $800k (asking $775k). Would be interesting to jump on streeteasy and compare to some of the new construction 1 bedrooms nearby with better finishes and amenities.