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Need a Hand?
Your Next Project Starts with Brownstoner
rob – Denton’s right – you’re going to be charged a fee if the $3 isn’t in there – cover it right away!
blowfish – email Mr. B – he still has shirts.
cobble, if the bank balance is big enough, very little to no fees at all. that’s what my rich buddies tell me when I complain about bank fees
Are there any checking accounts that don’t charge fees any more?
” they always pressure me into having a direct withdrawal from my account every month. um no, i think that would be a nightmare.”
Well, yes, if you are living paycheck to paycheck, that could be a problem. But not paying them is a problem, too.
“(tho honestly the last thing i want right now is a credit card) but, everyone says they are good for emergencies.”
Believe it or not, you might actually try an American Express card. The regular one. Since you have to pay the entire bill in 30 days, I hear they’re a bit more lenient on credit.
“i purposefully have exactly 23 cents in there and i want to see what happens when they do try to take 3 dollars out. actually i think i know and ill have a negative balance, so i should probably go deposit some cash into my account. ”
Here’s what happens… they’ll cover you for the 3 bux then hit you with a $35 overdraft fee! effin’ banks…
quote:
Rob, why bother having the bank account if you don’t use it? Just for cred with the work deposits?
because proper adults who arent in total 100 percent poverty who dont have bank accounts are freaks. so i have one just for the sake of having one. wait, no duh, actually i cash my check there and there’s no fee… when ive cashed my paycheck at check cashing places they charge quite a bit.. like 1.3% of your entire check or something!
*rob*
quote:
Rob, you can send checks on-line via logging into your bank acct on-line. saves even the stamp (much less no need to deal with order chks)
i guess.. but i dont want the student loan people having direct access to my bank account to begin with. which is anyone reason they sending them money orders is better in my situation. most of the time i forget to pay for a few months, then just bite the bullet and pay the months im behind in, and that seems to happen every couple of months. they always pressure me into having a direct withdrawal from my account every month. um no, i think that would be a nightmare.
*rob*
Rob, why bother having the bank account if you don’t use it? Just for cred with the work deposits?
But DIBS and Biffs did have more of a double-entendre. i’m going back for more, maybe i missed some
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