“I thought if you wanted to claim bodily harm you had to sue the person, not just the insurance company?”
Depends upon how much they are claiming. If the claim is within your insurance company’s liability limit, they will handle it – and Dontella will have no say in it (per the contract with her insurance company). If the person is suing over the insurance limit, then you get your own lawyer involved.
donatella, if you dont already have it, get an umbrella insurance policy (ie for $2M). since I drive to work all the time, I get it in case I run into scammers like this. It would also cover if some scammer slips on your sidewalk.
donatella- only to someone trying to make a quick buck. I thought if you wanted to claim bodily harm you had to sue the person, not just the insurance company?
No, they are making a claim for physical damage to their car to the insurance company and also to my insurance company for physical injury.
“I thought if you wanted to claim bodily harm you had to sue the person, not just the insurance company?”
Depends upon how much they are claiming. If the claim is within your insurance company’s liability limit, they will handle it – and Dontella will have no say in it (per the contract with her insurance company). If the person is suing over the insurance limit, then you get your own lawyer involved.
Yeah, I have that M4L. I am covered. The guy is full of shit though.
By Biff Champion on January 27, 2011 5:50 PM
“I have never had an accident in my adult life”
If you do, I have an extra coupon for Depends.
Thanks, Biff. I think…
donatella, if you dont already have it, get an umbrella insurance policy (ie for $2M). since I drive to work all the time, I get it in case I run into scammers like this. It would also cover if some scammer slips on your sidewalk.
“My friend is an auditor at a large insurance company and she’s said they’re starting to deny more claims.”
I also know an attorney at an insurance company — works in the fraud dept. They’re watching closely.
“The parties do not talk to each other – only to the police.”
Maybe you and bxgrl should adopt that rule.
🙂
Yes, I can get the police report. I may have to go to Jersey city to get it. I’ll check.
GRRR…
donatella- only to someone trying to make a quick buck. I thought if you wanted to claim bodily harm you had to sue the person, not just the insurance company?