“sweet revenge for the shithead seller and broker who backed out of a would-be home purchase I tried to make after the offer was accepted”
Biff, it’s funny you say that. This is exactly what happened when someone came in last summer and snatched that duplex out from under me. That was the Seller and the Seller’s broker.
I am close to my broker, though, and we go back since before DH was born, so that’s the only delicate issue.
Most people here (a large majority) use the provinical plan and don’t have private. I am on a private plan until I am eligible for the provincial plan in 3 months, but all that means is that I claim the cost back from an insurance company rather than the province. Not a difference in treatment.
Differences:
1) Big shortage of primary care physicians so it’s hard to get a good doctor as a new patient.
2) Don’t get to choose own specialists.
3) Obviously you pay via taxes rather than insurance premiums. So it’s net cheaper. The equivalent of Medicare tax here is also lower.
4) Fewer things covered under the provincial plan vs typical private insurance, although not an issue for me.
I just got some very bad inside information on the building in which I’ve been planning to buy from a source who is definitely looking out for my interests. (I don’t want to elaborate on the OT.) I have an accepted offer, but I have NOT signed a contract, so I know I’m not legally bound to anything. I’ve been told NOT to buy. How do I get out of this? What do I tell my broker?
CGar, your broker may be annoyed, and you may feel uncomfortable because you are a responsible honest guy, but you can say that you are sorry, but there are good reasons why you changed your mind, which you may think the broker needs to know. The “accepted offer” is an unenforceable agreement; I know because it didn’t mean a thing when I was buying my house and the seller was playing me with other potential buyers till the last minute when I signed a contract and put down 10%. Sorry you are having trouble but it is better to go through this discomfort than buying something which is a bad deal.
CGar, Biff beat me to the punch with his 2:25pm post. if you care about broker’s feelings, just tell her some BS about (1) your job might be cut and don’t want to buy till this rumor passes in the next month or two or (2) you might need the $$$ for an unexpected personal emergency that you dont want to get into too much details
“They have let hundreds of thousands of hong Kong citizens come in as long as they bring XXX amount of money…just like canada.”
Canada has truly become an even greater country with all of the immigration they’ve had over the past couple of decades, primarily from India, Pakistan, China and other parts of Asia. Allowing a relatively free flow in of middle to upper class, hard working, highly educated immigrants has served everyone very well.
Ever notice, when you order fish and chips, they NEVER give you enough fish? even the Chip Shop. I was ravenous, now I am merely fed rather than being satisfied.
yeah, in my 2:22 post substitute President for “prescient”,
Freudian slip? perhaps our President is prescient in his statement that he would be “redistributing the wealth”. I’ll give him that for sure.
“sweet revenge for the shithead seller and broker who backed out of a would-be home purchase I tried to make after the offer was accepted”
Biff, it’s funny you say that. This is exactly what happened when someone came in last summer and snatched that duplex out from under me. That was the Seller and the Seller’s broker.
I am close to my broker, though, and we go back since before DH was born, so that’s the only delicate issue.
Most people here (a large majority) use the provinical plan and don’t have private. I am on a private plan until I am eligible for the provincial plan in 3 months, but all that means is that I claim the cost back from an insurance company rather than the province. Not a difference in treatment.
Differences:
1) Big shortage of primary care physicians so it’s hard to get a good doctor as a new patient.
2) Don’t get to choose own specialists.
3) Obviously you pay via taxes rather than insurance premiums. So it’s net cheaper. The equivalent of Medicare tax here is also lower.
4) Fewer things covered under the provincial plan vs typical private insurance, although not an issue for me.
CGar on April 14, 2010 2:20 PM
**ADVICE URGENTLY NEEDED**
I just got some very bad inside information on the building in which I’ve been planning to buy from a source who is definitely looking out for my interests. (I don’t want to elaborate on the OT.) I have an accepted offer, but I have NOT signed a contract, so I know I’m not legally bound to anything. I’ve been told NOT to buy. How do I get out of this? What do I tell my broker?
CGar, your broker may be annoyed, and you may feel uncomfortable because you are a responsible honest guy, but you can say that you are sorry, but there are good reasons why you changed your mind, which you may think the broker needs to know. The “accepted offer” is an unenforceable agreement; I know because it didn’t mean a thing when I was buying my house and the seller was playing me with other potential buyers till the last minute when I signed a contract and put down 10%. Sorry you are having trouble but it is better to go through this discomfort than buying something which is a bad deal.
Tea Party…
http://www.youtube.com/watch?v=03pOt8eT5M4
CGar, Biff beat me to the punch with his 2:25pm post. if you care about broker’s feelings, just tell her some BS about (1) your job might be cut and don’t want to buy till this rumor passes in the next month or two or (2) you might need the $$$ for an unexpected personal emergency that you dont want to get into too much details
“”I learned some things about the building that make me uncomfortable, but I don’t want to say more because I learned these things in confidence.””
That sounds perfect to me. You can be a discreet about where the info came from as you need to be, and give a solid explanation. Broker should know.
But I’m curious, is it something that could be fixed or a larger problem?
“They have let hundreds of thousands of hong Kong citizens come in as long as they bring XXX amount of money…just like canada.”
Canada has truly become an even greater country with all of the immigration they’ve had over the past couple of decades, primarily from India, Pakistan, China and other parts of Asia. Allowing a relatively free flow in of middle to upper class, hard working, highly educated immigrants has served everyone very well.
Ever notice, when you order fish and chips, they NEVER give you enough fish? even the Chip Shop. I was ravenous, now I am merely fed rather than being satisfied.