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Last year we though, ooooh our first year in a house we’ll probably get tons of trick or treaters!
We got maybe 10 total. I had bought maybe 5 of those big bags from BJ’s (the good chocolate bar stuff not the bottle caps crap) We ate that candy for the next 6 months.
chicken, the umbrella is suppose to cover the residual liability per above post. so if you have $1M umbrella policy and your auto ins is 300k and accident causes 500k worth of liability, here’s math:
– auto ins cover up to cap of 300k; mean 200k residual liability (500k – 300k)
– umbrella can cover up to 700k on top of the 300k cover by your auto ins of 300k (ie to get to that $1M level) hence it’ll cover the residual 200k
chicken, when a liability occurs, you’re liable. if your auto insurance coverage limit / cap covers the liability amt, you’re good to go. but if you, 3rd party comes after your assets to settle residual liability
there’s a bluebird in my heart that
wants to get out
but I’m too tough for him,
I say, stay in there, I’m not going
to let anybody see
you.
there’s a bluebird in my heart that
wants to get out
but I pour whiskey on him and inhale
cigarette smoke
and the whores and the bartenders
and the grocery clerks
never know that
he’s
in there.
there’s a bluebird in my heart that
wants to get out
but I’m too tough for him,
I say,
stay down, do you want to mess
me up?
you want to screw up the
works?
you want to blow my book sales in
Europe?
there’s a bluebird in my heart that
wants to get out
but I’m too clever, I only let him out
at night sometimes
when everybody’s asleep.
I say, I know that you’re there,
so don’t be
sad.
then I put him back,
but he’s singing a little
in there, I haven’t quite let him
die
and we sleep together like
that
with our
secret pact
and it’s nice enough to
make a man
weep, but I don’t
weep, do
you?
Last year we though, ooooh our first year in a house we’ll probably get tons of trick or treaters!
We got maybe 10 total. I had bought maybe 5 of those big bags from BJ’s (the good chocolate bar stuff not the bottle caps crap) We ate that candy for the next 6 months.
chicken, the umbrella is suppose to cover the residual liability per above post. so if you have $1M umbrella policy and your auto ins is 300k and accident causes 500k worth of liability, here’s math:
– auto ins cover up to cap of 300k; mean 200k residual liability (500k – 300k)
– umbrella can cover up to 700k on top of the 300k cover by your auto ins of 300k (ie to get to that $1M level) hence it’ll cover the residual 200k
BH went to KMart yesterday, and brought home roughly $20 worth of candy. It’s been staring me down ever since.
Love Bukowski!
CHiller – I haven’t bought mine yet for that very reason!
very useful Northslope. Looks like I can’t afford to drive in NY after all. Sounds like a pretty F#@ked up system. Who can we get to reform it?
chicken, when a liability occurs, you’re liable. if your auto insurance coverage limit / cap covers the liability amt, you’re good to go. but if you, 3rd party comes after your assets to settle residual liability
– True confessions: I opened a bag of the Halloween candy.
True confession: I’m eating from a bag of Halloween candy right NOW!
Mopar found a new reno blog you’ll like:
http://brickcitylove.com/
there’s a bluebird in my heart that
wants to get out
but I’m too tough for him,
I say, stay in there, I’m not going
to let anybody see
you.
there’s a bluebird in my heart that
wants to get out
but I pour whiskey on him and inhale
cigarette smoke
and the whores and the bartenders
and the grocery clerks
never know that
he’s
in there.
there’s a bluebird in my heart that
wants to get out
but I’m too tough for him,
I say,
stay down, do you want to mess
me up?
you want to screw up the
works?
you want to blow my book sales in
Europe?
there’s a bluebird in my heart that
wants to get out
but I’m too clever, I only let him out
at night sometimes
when everybody’s asleep.
I say, I know that you’re there,
so don’t be
sad.
then I put him back,
but he’s singing a little
in there, I haven’t quite let him
die
and we sleep together like
that
with our
secret pact
and it’s nice enough to
make a man
weep, but I don’t
weep, do
you?
(the immortal) Charles Bukowski