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OK EVERYONE…StevieB is coming back and we’re all going to play nice and share out toys and Halloween candy. he and I have beed very cordially discussing Bed Stuy prices in the Foreclosure thread.
He asked if he could come back and would we be nice?? I told him he was never kicked but if he posted something on cats he’s get a welcoming. After that though, all bets are off.
Besides, no one here has a right to kick anyone out. Except maybe randolph get summarily booted every once in awhile.
“nhate when people say i have to visit her nad stuff. with her social security, medicaid, and living down south,. she makes way mor ethan me”
Wow, she’s really making the big bucks, rob! What, $400 a month in Social Security? $800? Medicaid doesn’t actually pay you money, nor does living down south. Neither of those count as income.
“I don’t quite get how much liability one should carry. ”
benson has been giving good advice about insurance, until he lost me on the regulation of medical insurance, which is in fact so highly regulated that it may as well be socialized, since in all but name it already is.
As benson said, you have to carry enuf insurance to protect your assets, such as your house and your savings. One asset many people neglect is your ability to earn money. Your income stream can also be attached.
While a severe automobile accident is the most likely way to visit a big judgement upon yourself, a slip-and-fall on your steps can do it, or a cat attack 🙂
As both dibs and benson said, you can buy a personal ‘umbrella’ policy that covers you over and above. Depending on the company, you get standard homeowner’s insurance policy, an auto policy with high liability limits (I think mine is 250/500k)and then you nbuy an umbrella which covers anything over and above that, up to $1 million or $2 million. I think my $1mil umbrella costs me less than $200 per year.
Pete, they can sue for whatever they want, that doesn’t mean they will get it. Usually in complicated accident claims involving a death, they drag in a lot of people, and it is unusual for the defendant to be found 100& responsible.
*rob*, I hear where Pete and Denton are coming in from. It all depends on your personal relationships. Not to sound like a martyr, but for about 6 years, I all but gave up my life for various family members. I took care of my mother when she was dying, and a great aunt who was like a grandmother to me, and my stepfather, and I have no regrets because they meant the world to me. But then I reached the point where it was time to start living for myself. Some may think that’s selfish.
thank you CGAR!!!!!! i nhate when people say i have to visit her nad stuff. with her social security, medicaid, and living down south,. she makes way mor ethan me. i kmow it should all be about $$$, but it is. i dont like her as a persno, and i dont waanbt to visit there (suoth carolina. GUH-ROSS)!
OK EVERYONE…StevieB is coming back and we’re all going to play nice and share out toys and Halloween candy. he and I have beed very cordially discussing Bed Stuy prices in the Foreclosure thread.
He asked if he could come back and would we be nice?? I told him he was never kicked but if he posted something on cats he’s get a welcoming. After that though, all bets are off.
Besides, no one here has a right to kick anyone out. Except maybe randolph get summarily booted every once in awhile.
“nhate when people say i have to visit her nad stuff. with her social security, medicaid, and living down south,. she makes way mor ethan me”
Wow, she’s really making the big bucks, rob! What, $400 a month in Social Security? $800? Medicaid doesn’t actually pay you money, nor does living down south. Neither of those count as income.
“snappy are we tricking tomorrow?”
“Well, *rob* did pick up 2 women last night”
3 babes….He’s smarter than all of us!
You go, *Rob*…Work it!
“I don’t quite get how much liability one should carry. ”
benson has been giving good advice about insurance, until he lost me on the regulation of medical insurance, which is in fact so highly regulated that it may as well be socialized, since in all but name it already is.
As benson said, you have to carry enuf insurance to protect your assets, such as your house and your savings. One asset many people neglect is your ability to earn money. Your income stream can also be attached.
While a severe automobile accident is the most likely way to visit a big judgement upon yourself, a slip-and-fall on your steps can do it, or a cat attack 🙂
As both dibs and benson said, you can buy a personal ‘umbrella’ policy that covers you over and above. Depending on the company, you get standard homeowner’s insurance policy, an auto policy with high liability limits (I think mine is 250/500k)and then you nbuy an umbrella which covers anything over and above that, up to $1 million or $2 million. I think my $1mil umbrella costs me less than $200 per year.
Pete, they can sue for whatever they want, that doesn’t mean they will get it. Usually in complicated accident claims involving a death, they drag in a lot of people, and it is unusual for the defendant to be found 100& responsible.
you didn’t say was in south carolina. I thought nj.
*rob*, I hear where Pete and Denton are coming in from. It all depends on your personal relationships. Not to sound like a martyr, but for about 6 years, I all but gave up my life for various family members. I took care of my mother when she was dying, and a great aunt who was like a grandmother to me, and my stepfather, and I have no regrets because they meant the world to me. But then I reached the point where it was time to start living for myself. Some may think that’s selfish.
dibs calls in sick and dow drops 250pts
Anybody know the band Juluka with Johnny Clegg? They’re from way back, but I’m listening to them now. So good!
thank you CGAR!!!!!! i nhate when people say i have to visit her nad stuff. with her social security, medicaid, and living down south,. she makes way mor ethan me. i kmow it should all be about $$$, but it is. i dont like her as a persno, and i dont waanbt to visit there (suoth carolina. GUH-ROSS)!
*ROB*