When it comes to apartment insurance, a little bit of coverage is better than none. Here are four ways you can economize.
That must-have coffee and acai bowl on the way to work that costs close to $20 a day seems sorta frivolous now, right?
If the need for a claim does occur and you have apartment insurance, you don't have to worry about the current lockdown.
If you have an accident now, it can be more costly than usual thanks to longer response times for leaks and damage.
Coronavirus has created a city of home-bounds, throwing everyone out of their routines and creating a LOT of stress.
"They were able to get me substantially more coverage for a much lower deductible while saving me $200 a year on my premium," wrote Kate D.
If your building is old, your apartment is threatened by old pipes as well as by your renovating neighbors.
In the fourth episode of The Brownstoner Podcast, Jeff Schneider, president of Gotham Brokerage, explains what renters and homeowners need to know about home insurance in New York City, from insuring historic townhouses to flooding.
Spouses and domestic partners are covered automatically -- which is good news if your partner has better credit than you.
A broker with local knowledge can help translate the requirements of co-op boards and condo boards, which can vary.