With a new home comes new risks, so homeowners should be aware of these three scenarios:

1. Coverage in your home. Your apartment insurance protects you from theft and water damage, and, in case you’re displaced because of fire or some other covered loss, will cover accommodations. If you have valuables or are doing renovations, be sure these are also covered.

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2. Damage to your neighbor’s property. Did you know that apartment insurance has got your back if by accident you cause an overflow from a broken or clogged pipe and damage your neighbor’s apartment?

3. Issues outside the home. Theft from within the building is covered — including stolen property such as a bike from a basement or storage room. You can even add coverage for theft outside your building (if, say, someone swipes your laptop).

Whether you are a new buyer, renovating or have enjoyed your apartment for many years, you should have an up-to-date, custom policy that meets your specific needs. Gotham Brokerage is a 50-year-old family-owned company whose knowledge of New York City co-op, condo and home insurance is unparalleled. They work with the best insurance carriers, and their customer service is excellent.

For a free, personalized quote in minutes, contact Gotham Brokerage or call  +1 (212) 406-7300.

[Photos via Unsplash unless indicated]


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