When you have apartment insurance, that means you’re in the club, and the following are covered:

1. Significant other

Domestic partners are covered automatically —  common-law marriages are recognized by insurance companies. And other partners can be added at no charge.

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2. Kids in college

You can give your college co-ed the gift of security — damage or theft to their dorm room belongings are covered as long as they’re full time, under the age of 21, and living on campus.

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3. Dog (bites)

Apartment insurance will even cover you if your beloved dog has a miscue and bites someone — unless your canine has a history of biting.

Contact Gotham Brokerage. They can give you a free, personalized quote for renters, condo or co-op insurance in minutes. Or call them at +1 (212) 406-7300.

[Photos via Unsplash]


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