Co-op of the Day: 195 Garfield Place, #3M
This new studio listing at 195 Garfield Place in Park Slope. While it is a studio and therefore lacks a separate bedroom, it does appear like the orientation of the kitchen (layout here) provides at least some division of space. The third-floor pad is in a prewar building (albeit a walk-up one) and has the…
This new studio listing at 195 Garfield Place in Park Slope. While it is a studio and therefore lacks a separate bedroom, it does appear like the orientation of the kitchen (layout here) provides at least some division of space. The third-floor pad is in a prewar building (albeit a walk-up one) and has the kind of charm to it that you’d expect. What do you think of the $285,000 asking price?
195 Garfield Place, #3M [Douglas Elliman] GMAP P*Shark
When I decided to save, the first thing to go was taxis. Get out at 7:30, want to go home and put my feet up, spend $20? No, no, no, walk to the R, take those 10 stupid stops home. It’s amazing how much i saved that way. Paid down my credit cards first, save a lot that way. Next, no more takeout. I can eat better for way less than the $20-40 for a crappy bag of food. Yes, it can be done. Yes, it’s a big decision. I agree, DH, that prices are so high now that it’s hard to save enough to buy something substantial. It can be done but it really takes effort over a period of years. And if you decide not to spend the nest egg on a down payment, you have a substantial amount in the bank that you can use to change your life. Start a business? Move? That’s how I saved the money to adopt my kid too!
well my cell phone is a ghetto drug dealer anonymous type cell phone that cost me 10 bux and i buy minutes as i go along.. i spend like probably 10 bux max on my phone. cable, i dont have a choice, but internet is included… but then again i get more enjoyment out of cable than friends and family anyway.
*rob*
but dont you see the sadness in that!?!
I am not sad. I don’t find happiness in a cellphone and cable. I find it in my friends and family. I like my home. I bought it at a time when the market was not crazy and my mortgage was lower than my pervious rent.
Tyburg, you know you can deduct your union dues, right? (to the extent that they exceed 2 percent of your adjusted gross income)
Before I got a roomate I did not have cable.
Got the roomate when I lost my job. Did not have cable for about 15 years before that. Had 20+ year old TV, finally upgraded to an 19″ LED on sale for $150 at Best Buy. Only go to the movies once in a while on tuesday nights when I am invited using the optimum free pass. I don’t get my hair or nails done. I eat out less than once a month. Don’t have health insurance – the corbra was too costly. Last year I got sick, 6 grand out off pocket. You do what you have to get what you have and keep it.
“Again…. saving $800 or $900 a month for 5 years. That would be a crazy, impossible hardship for almost everybody that has to pay rent in this town and has normal expenses (myself included).
And, then, let’s say you pulled that off. The idea of tossing that at THIS place? A shoebox with a dishwasher?”
Totally agree. That’s why I pretty much gave up on trying to buy a place anytime soon. The sacrifice doesn’t really pay off. You spend 5 years living with roommates or in a neighborhood you don’t like, only to drop $50k+ on a small apartment you will likely not spend more than 5 yrs in anyway.
If rents were cheaper – saving would be easier – but then if rents were cheap, why would you buy a place like this?
rf — I’m an overpaid union worker, so I don’t have medical insurance expenses. 🙂
(But it’s shitty coverage, so I could see one medium illness making it past the deductible line. I mean, a nasty friggin’ ear infection that wouldn’t go away last year cost me like $300 in copays for the doctor visits and ear drops.)
wait. BSM, didnt you say once that you scrub cable off your roommates or something!?
*rob*
quote:
I do own a lovely brownstone. Currently do not have a cellphone or cable.
but dont you see the sadness in that!?!
*rob*