Heat + Hot Water Cost

Hi everyone! This is my first post 🙂 My husband and I are looking to buy a brownstone or limestone via FHA loan. We’re trying to figure out what our “hidden” costs besides our mortgage will be. Can anyone give me a little insight as to how much they pay for heat/hot water for the whole place? I know gas and electricity are generally charged separately. Also, when buying is there anything we should be looking out for as far as boilers, water heaters,etc ? Thank you!!

giansiro

in Heating 9 years and 5 months ago

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DouglasAlan | 9 years and 5 months ago

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When oil was over $100 a barrel, and we had an actual winter, I was paying over $600 to heat my three-story townhouse. The cost is much less now. When you enter into a contract (I’m with Approved), seriously consider the maintenance agreement. The $249 seems like a lot, but they typically include a free cleaning. And, paying a plumber golden time when your boiler starts making a racket on a Sunday is something you probably want to avoid. In my old house, I’m averaging nearly one visit per winter for a boiler/heating issue. It’s typically something relatively minor covered by the warranty. My electricity runs around $150 to $180 a month for our two floors (the tenant pays her own on the third floor). It’s hard to say because Con Ed, in their infinite wisdom, only reads the meters on weekdays when some of us actually work for a living. So unless you happen to be home or you want to call in the meter reading yourself, their bill is just an estimate. Water for the whole building is $60 to $65 a month, unless you’re watering a large garden in the summer, when it’s double that. Our tenant most likely takes showers, but we have two young children who bathe semi-regularly. Gas for hot water and two stoves in the whole building is shockingly consistent at around $43 a month. I cook every day, and like I said, we have a couple of bathers. We coupled a new 40 gallon water heater with the existing 40 gallon tank. If you don’t have at least a 75 gallon tank for two units (I’m guessing), somebody could occasionally be taking a lukewarm shower. We’ve had two major unexpected expenses. The biggest was frozen pipes that burst in multiple places–something around $1500 just to get the heat back on. This cost doesn’t included insulating the offending walls last summer, which I did myself. Nor does it cover the cost of this summer, when I’m going to repair the pipes myself. The second recurring expense was snaking the tenant’s drain. Make sure you get a very good screen for the bathtub drain and include language in the lease about putting food down the kitchen sink.

chemosphere | 9 years and 5 months ago

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2350 sq ft, 2-story attached brick rowhouse. The attic was insulated with blown in insulation probably 30 years ago. Windows are very cheap, standard double pane. 3 year old Steam boiler. gas is $120 a month. Thermostat is fixed at 70 degrees.

beneec | 9 years and 5 months ago

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4 story, 4 family (20×45) attached with a two story (10×15) extension. 8 adults + cat, dog, baby. **heating:** 10 year old oil boiler with steam. Pipes are not insulated and the house is very poorly insulated. Especially around the extension where we have some beautiful bay windows, but the cold is coming thru them like crazy. In 2014 (bad winter) we used 1400 gallons of type 2 oil. was around $5400 back then, now it would be around half. **water:** $4.61/day, $1682/year. new 1.6 gpf toilets everywhere **gas (hot water):** less than $20/month for hot water for the whole house. the annoying thing is that we have 4 gas meters and we (us + tenants) have to pay the minimal fee ($15-20/month) on each of the meters though there is negligable consumption on 3 of the four meters. Someone suggested that we hook everything (4 kitchens + water heater) on the same meter and have Nat Grid turn the other 3 off to avoid the minimal charge. Since its a 4 family apparently we cannot reduce the number of meters to 1\.

BSDOD | 9 years and 5 months ago

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Good point, I replaced my 1.6gpf toilet with a 1.28gpf toilet in my most used bathroom. Noticed an improvement in the water/sewage bill ever since. Waiting for the tenant toilet to have a problem, won’t bother with a repair just drop in another low flow.

catbk | 9 years and 5 months ago

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Don’t forget your water bill. Water is hugely expensive now – my house has 3 or 4 residents, depending on whether my kid is back living at home, a washer and a dishwasher. Sometimes I water my plants or spray the sidewalk, plus, we all shower ; ) My water bill is edging towards $400/quarter. That’s kind of high.

BSDOD | 9 years and 5 months ago

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Insulation definitely makes a difference, did the cockloft and retrofitted insulation in the walls. This has been a milder winter so costs are down over last year. Gas is so much cheaper.

dannyboynyc | 9 years and 5 months ago

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Good idea to watch out for the hidden costs. My first year in a 3 story (plus unfinished basement) was running almost $500 per month for heating and hot water. We have managed to get it down to $350 / mo with a new insulated roof and new windows but still need to insulate and seal the cockloft and the rest of the house.

Lurker | 9 years and 5 months ago

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Triangle Tube Solo, and a mix of ACs but all pretty small, for bedroom use. Like 6,000 BTU or so and relatively efficient. They’re a little noisy though and pulling them out in fall and storing them is a bit of chore. We have one big one for 1,000sq foor parlor floor, a 10,000 btu Friedrich that is pretty efficient and very quiet.

workisfun | 9 years and 5 months ago

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Lurker- way to go! What kind of modcon did you install? And what kind of window a/c do you have? Thanks

Lurker | 9 years and 5 months ago

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In renovating house we massively reduced outlay of all utilities, probably paying a quarter or less than previous owner. We were terrified of being surprised so did everything we could up front to be efficient and it seems to have worked. We have attached brick rowhouse, all exterior walls newly insulated with 2″ rigid, new windows on half house. Need to insulate cockloft. Water/sewer for a one family with two adults at home all day is about $50 a month/$150 quarter. With 3 new toilets we dropped water use ridiculously low–right before closing they had a leaky running toilet and dripping shower and the quarterly bill was like $800\. Heat before was oil, a steam boiler with hot water heating coil. It allegedly used 8 gallons a day in heating season, i was told, which at 3.50-$4 at the time (oil is cheap now) could end up with $700-plus monthly bill mid-winter. We put in a modcon gas boiler with thermostat set at 75 (we likes it warm) and an indirect water tank, and annual gas was $710 last year. Just gas delivery is $200/year so that’s seriously efficient. I highly recommend a modcon boiler if you’re going with a new system; if not may not be worth the cost. In our situation the cost of a new boiler, gas conversion, and new flue was so high anyway it was worth it to spend 30% more and go big. Electric we put in mostly LED fixtures and bulbs, the odd incandescent and chandelier, and again, the bills are almost inconsequential?$55 or so most months to $100 at peak summer with 5 window AC units. And we leave lights on all the time, have tons of electronics. LED fixtures, especially recessed one with gimbals, can be prohibitivelys expensive so we found some ok looking Home Depot ones for $35 a pop and they will pay themselves off pretty quick.

nick521 | 9 years and 5 months ago

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I have a 3-story semi-detached 2-family, 1800SQ,ft, bought about 2.0 yrs ago, gut-reno, new windows, new boiler, new water heater and recently insulated cockloft. I have top two floors and garden rental, one electrical and one gas meter. Gas (heat and cooking): $120-$150/month On average during heating season , thermostat kept at 68deg mostly or $30/month during summer season.

workisfun | 9 years and 5 months ago

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i have a 3-story semi-detached home 20×68 footprint. double brick, new but cheapish windows. bottom is raw and not insulated (yet) and middle floor is finished and insulated. top floor tenants have separate combo boiler. our duplex with combo boiler costs from 2015: gas-1,100; electric-900; h20-700

daveinbedstuy | 9 years and 5 months ago

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Three floors (tenant’s garden apt and I had top two floors), new themalpane windows, insulated cockloft, old gas forced air system kept at around 68? days and gas fired hot water heater was around $1,300-1,500 in gas per year. Can’t remember electric bills but they were separate for each unit. Can’t remember what I paid or what the water bills were. Make sure you have your roof inspected to dertermine its likely age. Make sure tour faucets don’t leal or your toilets don’t run or you’ll really see it in your water bill

presidentstps | 9 years and 5 months ago

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2-family 4 story brownstone, 3500sqft, total gas bill (single meter) runs $110 a month on avg. $1320 a year.

cmu | 9 years and 5 months ago

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Mr +ve. OP asked how much others paid, not an iron-clad figure for their place. Mine: 4 story semi-detached, leaky, steam heated, gas w/h: 221/month fixed. Condition of appliances is obviously the most important thing. Boilers older than say 15 years are less efficient (I had a 40-yr oil burner running at 55%!) Stand-alone water heaters are short life, 12-15 years or so. If you have oil, you may want to convert to gas (way back, Keyspan subsidized this.) Lots of posts on this forum regarding efficient boilers (yes), tankless w/hs (no) etc…

randolph | 9 years and 5 months ago

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there are so many variables here it is hard to say- how new are your windows, how well is your house insulated, what kind of heating system does the house have, what are the age of the existing hot water heaters…..without knowing specifics on a certain property you are interested in it is very difficult to do say.

BobMarvin | 9 years and 5 months ago

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I have a three-story, one family, aprox. 2,900 sq.ft. limestone that’s attached on both sides. My monthly gas bill is $121 on National Grid’s plan that provides a set charge per month (with an annual up or down adjustment that is usually minimal). That includes heat, hot water, and cooking gas. I have my thermostat set fairly low (68?, with a 10?turn-down late at night) and my house is pretty well insulated and weather-stripped.