Recommendation for HomeServe

That’s a really well thought out analysis; thank you.

BobMarvin

in Heating and Cooling 2 days ago

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BobMarvin | 2 days ago

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I just had the annual checkup on my approximately 60 year old Lennox gas furnace. The thing got a clean bill of health. It tested at 83 percent efficiency, which I think is probably remarkable. I’ve had a service contract with HomeServe for many years—ever since they took over for Brooklyn Inion Gas, when utilities no longer allowed to offer such contracts. I’m now paying >$600/year snd probably don’t brake even , but gave been happy with the coverage. Whenever I’ve needed services they’ve been quick to come; also, during the annual service they’ve sometimes replaced parts. I didn’t know needed replacement. I suspect their service would be especially advantageous for those who have steam or hit water boilers, which are far more complicated to maintain than my furnace.

davidjonson | 2 days ago

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That’s fantastic to hear about your 60-year-old Lennox! An $83\%$ efficiency reading is truly a testament to how well those older, robust units were built and how well it’s been maintained—likely thanks in part to your long-term service contract.It sounds like you’re weighing the financial cost versus the peace of mind and reliability you’ve come to expect from HomeServe.Here is a breakdown of your situation and the typical advice regarding service contracts like HomeServe’s:

Factor,Your Experience with HomeServe,General Advice & Comparison
Old Furnace (60 Years),”You’ve gotten great service, including proactive part replacements.”,”PRO: This is where a plan shines. An independent technician might refuse to service an ancient furnace or push hard for replacement. HomeServe covers repairs regardless of age/brand (up to a stated annual limit, usually $1,750 or more for heating plans).”
Cost (>$600/year),”You suspect you don’t “”break even”” but value the convenience.”,CON: >$600/year is high for a single-system contract. Many furnace-only plans start closer to $15-20/month ($180-240/year). The cost is often worth it if one major repair occurs every few years.
Convenience,They are quick to come when needed.,”PRO: They manage the contractor network, which can be a huge time-saver when you need emergency heat in the winter.”
Complexity,You feel the value would be higher for boilers/steam.,”AGREEMENT: Boilers are complex, parts are specialized, and service can be expensive. Your assessment is correct the financial risk you are protecting against is higher with those systems. Your forced-air furnace is generally simpler and less costly to repair.”