Wrong classification with DOF, bank wants escrow to fix
I’d be more optimistic if this were a big bank with an out of state underwriter, who is susceptible to a “you don’t understand NYC” argument. Still, if it were me I’d push back once with a “why do you need this, it doesn’t make sense?” inquiry and they might say something you can work with.

slopefarm
in General Discussion 7 years and 5 months ago
23
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krobertson
in General Discussion 7 years and 5 months ago
string(1) "2" object(WP_User)#4981 (8) { ["data"]=> object(stdClass)#5172 (12) { ["ID"]=> string(6) "194495" ["user_login"]=> string(10) "krobertson" ["user_pass"]=> string(34) "$P$BBD9r8yX5MeTzOFjXyQNTORI18Pw7y." ["user_nicename"]=> string(10) "krobertson" ["user_email"]=> string(26) "K.robertson@resnewyork.com" ["user_url"]=> string(0) "" ["user_registered"]=> string(19) "2024-02-23 14:44:17" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(37) "Keatrice Robertson Keatrice Robertson" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(194495) ["caps"]=> array(1) { ["subscriber"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(1) { [0]=> string(10) "subscriber" } ["allcaps"]=> array(3) { ["read"]=> bool(true) ["level_0"]=> bool(true) ["subscriber"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
Do you mind sharing which bank you are doing the refi with? I would like to avoid using them.

comino | 7 years and 5 months ago
string(1) "1" object(WP_User)#4971 (8) { ["data"]=> object(stdClass)#4956 (12) { ["ID"]=> string(6) "179102" ["user_login"]=> string(6) "comino" ["user_pass"]=> string(34) "$P$BN6kdOvDDtOy7s9gJHv0njgsXdDb4H/" ["user_nicename"]=> string(6) "comino" ["user_email"]=> string(18) "jameszam@yahoo.com" ["user_url"]=> string(21) "/forums/users/comino/" ["user_registered"]=> string(19) "2017-08-10 14:39:01" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(6) "comino" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(179102) ["caps"]=> array(2) { ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(2) { [0]=> string(10) "subscriber" [1]=> string(15) "bbp_participant" } ["allcaps"]=> array(4) { ["read"]=> bool(true) ["level_0"]=> bool(true) ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
ridgewood

yudashasom | 7 years and 5 months ago
string(1) "1" object(WP_User)#4955 (8) { ["data"]=> object(stdClass)#4957 (12) { ["ID"]=> string(6) "194528" ["user_login"]=> string(10) "yudashasom" ["user_pass"]=> string(34) "$P$BKrcOOJj2qysH3kdOE3mMqxeyqPZ1m0" ["user_nicename"]=> string(10) "yudashasom" ["user_email"]=> string(20) "yudashasom@gmail.com" ["user_url"]=> string(0) "" ["user_registered"]=> string(19) "2017-08-10 14:07:32" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(29) "Dasha Sominski Dasha Sominski" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(194528) ["caps"]=> array(1) { ["subscriber"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(1) { [0]=> string(10) "subscriber" } ["allcaps"]=> array(3) { ["read"]=> bool(true) ["level_0"]=> bool(true) ["subscriber"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
Ridgewood has great terms, but are very particular. I don’t think they’ll back off of this.