Open Thread

Why no bumpers? My friends all have them for their kids. They removed after the babies started to pull at them. But at first, they can really make the crib linens look nice. haha

NJ UNCLAIMED PROPERTY – ABANDONMENT TABLE
PROPERTY PRESUMED ABANDONED
Non-Governmental Bonds 3 years after Maturity
Governmental Entity – Bonds and other
Intangible Items 1 year
Checks, Drafts, Certified Checks 3 years
Credit Memos 3 years after payable
Dividends 3 years
Money Orders 3 years
Proceeds to dissolution 1 year after date of final Distribution
Safe Deposit Box Contents 5 years after lease/rental Expiration
Savings, Time & Demand Deposits 3 years
Travelers Checks 3 years
All other Intangible Property 3 years
Non-Dividend Paying Securities (NEW) 3 years after Second Mailing
And Mutual Funds is returned by Post Office
or
3 years after discontinuation of mailing
Stored Value Cards and similar Instruments 2 years

NJ UNCLAIMED PROPERTY – ABANDONMENT TABLE (Cont.)
PROPERTY PRESUMED ABANDONED
Class Actions Proceeds 1 year after initial
Distribution date
Demutualization 3 years after the earlier of:
The date of the distribution,
or the date of the last contact
with policyholder
Retirement Account or Plan 3 years after the earliest of the date of the
distribution or attempted distribution of the property
or
3 years from the date of required distribution
as stated in the plan or trust agreement of the plan;
or
3 years from the date of required distribution to avoid
a Federal Tax Penalty (from the date owner reaches age 70 ½)
Non Traditional Retirement 3 years after the date of
Account (Roth) a second returned mailing of a
statement or other notification
or
3 years after discontinuation of mailings to the apparent owner
Whichever is earlier
Education IRA 3 years after the date of required distribution to avoid
a Federal Tax Penalty (currently 3 years from the date the owner
reaches age 30 years and 1 month
NJ UNCLAIMED PROPERTY ABANDONMENT TABLE LIFE INSURANCE
PROPERTY PRESUMED ABANDONED
Funds held or owing under any life or 3 years after policy has matured or terminated and is due
Endowment policy or annuity contract or
3 years after the insured has Died
or
3 years after Insured has attained the limiting Age under mortality tables and there
are no assignments, readjustments, premium payments, loans or written
communication in the last two years
BENEFICIARY FORMS
Beneficiary form must include:
1. Name and Address of beneficiary
2. Relationship of beneficiary to the insured
Undelivered Shares 3 years
Underlying Shares and Bonds 3 years and 3 dividend or interest distributions
Unexchanged Shares 3 years
Utility Deposits 1 year after service ends
Wages 1

>Franklin Graham “Now it’s obvious that the president has renounced the prophet Mohammed, and he has renounced Islam, and he has accepted Jesus Christ…”

Why doesn’t anyone stand up to these morons and say it doesn’t F(*)ING MATTER if he’s a Muslim. Or a Christian. Or anything. When will have our first atheistic president?!

“wait is this like any kind of property like personal property or whatever? it gives a property ID but doesnt say what it is…”

Did he have car insurance? I have unclaimed premium money returned by my car insurance co. in PA that I’ve been too lazy to claim.

If you arent the property owner, you need to have been given power of attorney to collect.