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  1. you know what just occurred to me:
    Now that mortgage rates are seriously the lowest ever… does that mean all those people that had ARM mortgages and were ready to expire actually enjoying lower mortgage payments?

  2. “wife did great with lunch (as I complained big time that her oversight yesterday forced me to eat crap expensive stuff at the cafeteria) – the long slow cooked spagetti is a ton better then the usual way. the spicy & sweet sausages are great touch too.”

    m4l, does your wife really pack you a lunch every day?!?

  3. I am feeling a little self pity now M4L. My financial institution stocks got bashed. (diversification is GOOD what I did was BAD). I took all my 401Ks from all the places I worked, liquidated everything and now am primarily cash. I picked about 12 stocks and have GLD. But the bulk is still in cash and I am ok with that. But I had a bad time during the “crisis” and am now trying to build myself back up again.

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