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  1. So she will need the money in 3 years??? When you need the money is the determining factor.

    Does she have credit card debt or anything else like that??? It would be wiser to pay that off than put the money in a CD.

  2. Oh, ok…I read it wrong. Then, considering today’s rates, with 10K, would you put it in a regular interest earning savings or checking account, buy a 3 yr cd, or put it into an ins. co annuity?

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