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  1. “there will probably be no social security when i am of retirement age.. 🙁 but i figure whatever, if i make it that far (lolz) ill just sponge off the state.

    Posted by: Butterfly at January 19, 2010 10:01 AM”

    Rob, almost certainly there won’t – but if there’s no money for social security, there won’t be any money for the state to assist you! Start saving now!!!!

  2. BOOOOOOOOOOOOOOO
    just got this email at work :-/

    ***
    Dear All,

    You may notice a slight change on your net pay this week. This was the first paycheck of the new year and taxes have gone up, which has probably reduced your net pay a bit.

    You may want to up your 401K this year to help offset those increases. The 401K deductions are pre-tax as you may recall. This ultimately reduces your taxable income. We do have some conservative options which will yield some interest.

    ***

    I currently contribute 1% of my paycheck to my 401K (tho i totally think that’s 1 percent too much but whatever) the reason i only do 1 percent is cuz i feel like if i dont take part in the company 401k they will think im weird or something.. plus i think companies get better deals if they have more people in it? am i correct about that?
    i dont see the point in it if i cant take out that money immediately in case of an emergency. and then there’s a big penalty? wouldnt it be better to just put money in a piggy bank or a regular bank?

    401k’s seem like such a scam. granted there will probably be no social security when i am of retirement age.. 🙁 but i figure whatever, if i make it that far (lolz) ill just sponge off the state.

    *rob*

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