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Cobble,
Seafood (fish, but not shellfish) goes both ways. You can serve fish and dairy or fish and meat, but not all three. Think bagel, lox and cream cheese.
Not that I follow any of these rules when I’m putting up the tree but I certainly don’t want you overwhelming yourself unnecessarily with jewish guilt due to DIBS’s ill-informed understanding of kashrut. Plenty of legitimate reasons for guilt without that.
I may not check in again, so have a great New Year’s all.
You made a good point, rob. Finance should be taught in school starting early. But as for learning history and the square root of numbers- its still important. How can you function in a world if you have no idea of its foundations? Whether you realize it or not, history determines your day, everyday. From the characteristics of your dog’s breed, to the subway to the simple fact of living in a country based on the Constitution- everything is founded in history. I love understanding things and the world around me. I’m curios about how things work and why they are. What’s the sense of having a brain if you don’t want to fill it with “stuff?” 🙂
denton, i went to a state school in state because it was cheaper. i look at it as a bit of a waste because it wasnt challenging in the slightest, but it was all i thought i could afford since my grandparents contributed nothing. i had about 1/3 scholarships, 1/3 financial aid that didnt need to be paid back, (that would have covered everything!), and then 1/3 student loans… after freshman year a whole bunch of people on student aid were like, if you are on financial aid you can maximize your student loans for way over tuition and everything and get a fat refund check at the beginning of each semester :-/ to us it seemed like free money. seriously. who wouldnt like a check for thousands of dollars each semester? some went to books of course, and rent when i moving off campus, but there was so much of a surplus of this ‘free money’. not a single person ever told me, dude, that is SO stupid to do taking out the max loans when there is no point. i had multiple part time jobs in college so i didnt even need it, it just felt like whoa this is the lottery!
now i have to pay it all back for being stupid. :-/
like i said, there NEEDS to be financial education courses in school. maybe none of you, but there so many people out there who are really stupid with their money. and the dumbest people with their money are oftentimes the ones with the least!
Morning folks! I’m at a friend’s apt. this morning on plumber’s watch. Turns out she has the same problem as Rob and I volunteered to sit here and wait on the plumber while she takes care of other things. I CAN’T SMOKE IN HERE! AAACK!
rob, wtf is so hard about personal finance that is needs to be taught in school? You spend what you make or less and try and put a lil’ something away. That’s about all anyone needs to know.
My parents used to bounce checks every day at the local bodega, so maybe you’re right there.
Rob, they only want their money. They WILL garnish your check, and they won’t take an amount you think is reasonable, they will take what THEY think is reasonable, and that will be much higher. Call the loan carrier up, and work something out. You can send them a budget showing your monthly expenses and how much you make. Tell them you can send at least $100 a month, and do it religiously. Anything less is an insult. If one of those nasty credit agencies gets your case, they will chew you up for lunch. They do nothing but deal with delinquent loans all day, and there isn’t a legit or scam sob story they haven’t heard. They are heartless, but they get their money, that’s why they exist.
Denton is right, in the rest of the country, you are making what a family of four lives on. They will not feel sorry for you because you live in NYC. You have no dependents, no car, no other huge debt that you’ve spoken of. You are toast unless you get proactive and make a deal with them and stick to it.
I agree, denton. Where you went to college is almost totally irrelevant in life, as long as it had a liberal arts foundation. But that is not something you can talk to an 18-year-old about and expect them to listen. As Housman wrote, “I was one and twenty, no use to talk to me.”
Cobble,
Seafood (fish, but not shellfish) goes both ways. You can serve fish and dairy or fish and meat, but not all three. Think bagel, lox and cream cheese.
Not that I follow any of these rules when I’m putting up the tree but I certainly don’t want you overwhelming yourself unnecessarily with jewish guilt due to DIBS’s ill-informed understanding of kashrut. Plenty of legitimate reasons for guilt without that.
I may not check in again, so have a great New Year’s all.
You made a good point, rob. Finance should be taught in school starting early. But as for learning history and the square root of numbers- its still important. How can you function in a world if you have no idea of its foundations? Whether you realize it or not, history determines your day, everyday. From the characteristics of your dog’s breed, to the subway to the simple fact of living in a country based on the Constitution- everything is founded in history. I love understanding things and the world around me. I’m curios about how things work and why they are. What’s the sense of having a brain if you don’t want to fill it with “stuff?” 🙂
denton, i went to a state school in state because it was cheaper. i look at it as a bit of a waste because it wasnt challenging in the slightest, but it was all i thought i could afford since my grandparents contributed nothing. i had about 1/3 scholarships, 1/3 financial aid that didnt need to be paid back, (that would have covered everything!), and then 1/3 student loans… after freshman year a whole bunch of people on student aid were like, if you are on financial aid you can maximize your student loans for way over tuition and everything and get a fat refund check at the beginning of each semester :-/ to us it seemed like free money. seriously. who wouldnt like a check for thousands of dollars each semester? some went to books of course, and rent when i moving off campus, but there was so much of a surplus of this ‘free money’. not a single person ever told me, dude, that is SO stupid to do taking out the max loans when there is no point. i had multiple part time jobs in college so i didnt even need it, it just felt like whoa this is the lottery!
now i have to pay it all back for being stupid. :-/
like i said, there NEEDS to be financial education courses in school. maybe none of you, but there so many people out there who are really stupid with their money. and the dumbest people with their money are oftentimes the ones with the least!
*rob*
“tho i am totally PRO math and science and think they are two most improtant subjects currently taught (poorly) in school”
I agree with this too. Math is like calisthenics for your motor neurons. I love math.
Morning folks! I’m at a friend’s apt. this morning on plumber’s watch. Turns out she has the same problem as Rob and I volunteered to sit here and wait on the plumber while she takes care of other things. I CAN’T SMOKE IN HERE! AAACK!
rob, wtf is so hard about personal finance that is needs to be taught in school? You spend what you make or less and try and put a lil’ something away. That’s about all anyone needs to know.
My parents used to bounce checks every day at the local bodega, so maybe you’re right there.
Rob, they only want their money. They WILL garnish your check, and they won’t take an amount you think is reasonable, they will take what THEY think is reasonable, and that will be much higher. Call the loan carrier up, and work something out. You can send them a budget showing your monthly expenses and how much you make. Tell them you can send at least $100 a month, and do it religiously. Anything less is an insult. If one of those nasty credit agencies gets your case, they will chew you up for lunch. They do nothing but deal with delinquent loans all day, and there isn’t a legit or scam sob story they haven’t heard. They are heartless, but they get their money, that’s why they exist.
Denton is right, in the rest of the country, you are making what a family of four lives on. They will not feel sorry for you because you live in NYC. You have no dependents, no car, no other huge debt that you’ve spoken of. You are toast unless you get proactive and make a deal with them and stick to it.
I agree, denton. Where you went to college is almost totally irrelevant in life, as long as it had a liberal arts foundation. But that is not something you can talk to an 18-year-old about and expect them to listen. As Housman wrote, “I was one and twenty, no use to talk to me.”
dibs, feeling too good to get into the whole political thing today. Obviously, he was prez and must have signed it.
RANDOLPH has just re-appeared in the Brooklyn Wall thread. bxgirl, your attn is needed over there.