Renter? Owner? Regardless of what life stage you’re in, apartment insurance is always a good idea. Here’s why:

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1. For newbie renters

Did you know that most damage from accidents in New York City — from broken pipes and overflows — are not covered by simply signing a lease? Protect yourself and your stuff when it gets soaked — apartment insurance is cheap and easy to get.

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2. For first-time apartment or condo/co-op buyers

When you submit your application to a co-op board or condo, you’ll need to show them you have an insurance policy — not just a quote, but actual proof of coverage. Gotham has dealt with thousands of New York City co-op boards, so you’ll be getting a steady pair of hands.

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3. For those thinking of buying a vacation/second home

The amount of coverage you’ll need for a second home depends on whether you’re living there or renting it out. If you’re renting it, you might need a more comprehensive insurance policy that’ll cover the full cost of replacing the home if it’s destroyed by a fire, for example. Either way, Gotham has you covered.

Gotham Brokerage is a family-run business with deep roots in New York, so they understand the marketplace and which policies offer the best coverage in the wider New York City area. Just fill out the quick form, give them a call at +1 (212) 406-7300 or shoot them an email at info@gothambrokerage.com.

[Photos via Unsplash]


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