Coronavirus has created a city of home-bounds, throwing everyone out of their routines and creating a LOT of stress. Distractions often cause accidents, so be sure you have the proper apartment insurance coverage — so it will be easier financially and practically to replace your stuff, just in case…

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1. Fire.

Nearly 50 percent of house fires are cooking related. Whether baking cookies with your kids or cooking a gourmet meal with your quarantine mate, it’s good to know if you leave the oven or toaster on and cause a house fire, apartment insurance will cover the damage.

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2. Water.

So distracted that you let the tub or sink overflow? #!@$! Good thing you’re covered for damage done to your stuff by overflowing toilets, sinks, tubs and washing machines — either your own or from your neighbor upstairs.

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3. Theft.

To relieve your cabin fever, you go for a walk and forget to lock the door — creating an opportunity for a thief…even if they intended to just borrow some toilet paper. If you currently have coverage, Gotham can help make sure you’ve got the right plan to cover your valuables.

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4. Accidents.

How many virtual happy hours have you had so far? Well, guess what? If your roommate trips and falls, he/she/they can sue you. Luckily, you are covered.

Gotham Brokerage, New York City’s No. 1 apartment insurance broker (based on Yelp reviews because we understand the needs of New Yorkers), has been there for 50-plus years, through all sorts of ups and downs.

Just fill out the quick form, give them a call at +1 (212) 406-7300 or shoot them an email at info@gothambrokerage.com — to get a quick coverage review. And please stay safe and healthy.

[Photos via Unsplash]


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