Here’s when working with a local broker matters:
1. If your building is old, your apartment is threatened by old pipes as well as by your renovating neighbors. Or, a GC’s work next door might inadvertently leave you with a bedroom waterfall.
You may not think about insuring for this, but Gotham will.
2. Hear about the recent water main bursts on the Upper West Side? Disgusting, right? Think about those poor people who were uprooted. Loss of Use coverage pays for a hotel while your home is being repaired after a disaster.
Sometimes coverage applies for this situation, but sometimes it does not. Gotham can make coverage suggestions that can help.
3. Policies can feel like a confusing jumbo of “back up” and “perils” that trigger coverage.
Bots can’t explain them, but Gotham can help you pick the coverages that will accommodate a nasty situation — or help you take steps to protect property in advance of an incident.
Gotham Brokerage, New York City’s No. 1 apartment insurance broker (based on Yelp reviews), has been providing exceptional service to New Yorkers for over 50 years.
[Photos via Unsplash]