‘Affordable Lending Tips From the Pros’ Webinar Offered Insights to Home Buyers

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    Those interested in purchasing a new home or refinancing an existing home got an earful of helpful information at the free webinar “Affordable Lending Tips From the Pros” on May 7.

    home lending webinar

    Photo via Unsplash

    Four Citibank home lending officers from Long Island and New York City were on hand: Adrian Intriago, Elissa Goldes, Kira Guzman and Julie Kerzner-Keery.

    Kerzner-Kery put everyone at ease by saying “mortgages don’t have to be difficult. They require a lot of paperwork, yes, but all the documentation that we need supports your income and your assets and what goes into your debt-to-income ratio — housing payment, and all the minimum monthly payments that show up on your credit report.”

    The “affordable” aspect of the webinar was addressed by Guzman, who spoke about programs that allow buyers to put down as little as 3 percent, including conventional loan programs. “And then there are some government programs through the FHA that allow you to put 3.5 percent down — and sometimes you only need to put down 1 percent from your own funds, through a grant.”

    The free event was sponsored by Citibank.

    To learn about hosting and sponsorship opportunities for Brownstoner Home Events, please get in touch here.

    [Photos via Unsplash]

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