Water and Sewer Line Repair

Got a mailing today from the NYC Environmental Protection for AWRUSA protection coverage for water and sewer line repairs ($12.96 per month). The list, however, of “Repairs Not Covered” leads me to believe they would find a way NOT to cover anything. Has anyone used this insurance/ American Water and had them successfully repair?

parkslopemom

in Sewer 9 years and 4 months ago

7

Please log in, in order to post replies!

7 replies

Newest Oldest

workisfun | 9 years and 3 months ago

string(1) "1"
object(WP_User)#4900 (8) {
  ["data"]=>
  object(stdClass)#4885 (12) {
    ["ID"]=>
    string(6) "184143"
    ["user_login"]=>
    string(9) "workisfun"
    ["user_pass"]=>
    string(63) "$wp$2y$10$hnv.j/crhn7RG.nsGO1eX.Q65deVjX8hSzKwgFlJuR8WiCptOt2gW"
    ["user_nicename"]=>
    string(9) "workisfun"
    ["user_email"]=>
    string(21) "joshsimilar@gmail.com"
    ["user_url"]=>
    string(0) ""
    ["user_registered"]=>
    string(19) "2017-08-10 13:28:04"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(9) "workisfun"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(184143)
  ["caps"]=>
  array(1) {
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(1) {
    [0]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(1) {
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

Wouldn’t a typical homeowners policy cover something like this?

jerry45 | 9 years and 4 months ago

string(1) "1"
object(WP_User)#4901 (8) {
  ["data"]=>
  object(stdClass)#4902 (12) {
    ["ID"]=>
    string(5) "33126"
    ["user_login"]=>
    string(7) "jerry45"
    ["user_pass"]=>
    string(0) ""
    ["user_nicename"]=>
    string(7) "jerry45"
    ["user_email"]=>
    string(22) "applebower@hotmail.com"
    ["user_url"]=>
    string(0) ""
    ["user_registered"]=>
    string(19) "2009-06-19 21:00:38"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(7) "jerry45"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(33126)
  ["caps"]=>
  array(0) {
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(0) {
  }
  ["allcaps"]=>
  array(0) {
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

I had insurance—water main broke on a property New Year’s Eve Day–DEP gave me a 3 Day Notice Called American–plumber called 7PM New Year’s Eve–had already been to location. Repaired it Sat. Jan 2–Insurance covered the cost. Told a $7700 retail bill if not covered–water interconnect was across the street–had to go full distance. I had to replace a sewer line in Park Slope 5 yrs. ago before insurance available. Cost me $7200 then. Take the insurance.

slopefarm | 9 years and 4 months ago

string(1) "1"
object(WP_User)#4892 (8) {
  ["data"]=>
  object(stdClass)#4899 (12) {
    ["ID"]=>
    string(3) "655"
    ["user_login"]=>
    string(9) "slopefarm"
    ["user_pass"]=>
    string(34) "$P$BK7dzbqXJe9TV6iU0glcNZiXdOt9CR1"
    ["user_nicename"]=>
    string(9) "slopefarm"
    ["user_email"]=>
    string(18) "jrubin@law.nyc.gov"
    ["user_url"]=>
    string(24) "/forums/users/slopefarm/"
    ["user_registered"]=>
    string(19) "2017-08-10 14:11:42"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(9) "slopefarm"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(655)
  ["caps"]=>
  array(2) {
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(2) {
    [0]=>
    string(10) "subscriber"
    [1]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(4) {
    ["read"]=>
    bool(true)
    ["level_0"]=>
    bool(true)
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

I also did not subscribe for the reasons PSM and snowman describe. We put in a new water and sewer line when we renovated, so I am not so worried about age. First time we received the flyer, I called to ask exactly what was and was not covered. Specifically, I wanted to know whether damage from tree roots was covered or excluded. No one could tell me. I took that as a bad sign that they would look for any way to disclaim coverage.

Putnamdenizen | 9 years and 4 months ago

string(1) "1"
object(WP_User)#4900 (8) {
  ["data"]=>
  object(stdClass)#4898 (12) {
    ["ID"]=>
    string(4) "1667"
    ["user_login"]=>
    string(13) "Putnamdenizen"
    ["user_pass"]=>
    string(63) "$wp$2y$10$A/uVhx.UarNPKJZsxpy.S.PxwQgglBNI40qIlo0JkqNQehUN9Kls2"
    ["user_nicename"]=>
    string(13) "putnamdenizen"
    ["user_email"]=>
    string(17) "JLStevens@mac.com"
    ["user_url"]=>
    string(35) "http:///forums/users/putnamdenizen/"
    ["user_registered"]=>
    string(19) "2017-08-10 14:12:34"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(13) "Putnamdenizen"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(1667)
  ["caps"]=>
  array(2) {
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(2) {
    [0]=>
    string(10) "subscriber"
    [1]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(4) {
    ["read"]=>
    bool(true)
    ["level_0"]=>
    bool(true)
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

I did not have the insurance. Broke my water pipe cleaning my basement. Was told by repair company that it would’ve been covered by insurance. I guess they could’ve been lying, but why? They said they had done numerous repairs and be reimbursed by program. I signed up for the sewer side of it (since I’d just installed a brand new incoming pipe…)

JohnHancock | 9 years and 4 months ago

string(1) "1"
object(WP_User)#4901 (8) {
  ["data"]=>
  object(stdClass)#4897 (12) {
    ["ID"]=>
    string(5) "22067"
    ["user_login"]=>
    string(11) "JohnHancock"
    ["user_pass"]=>
    string(34) "$P$Bw9EUIInWUWur5HPQmiuDek2VIWsxp1"
    ["user_nicename"]=>
    string(11) "JohnHancock"
    ["user_email"]=>
    string(18) "steefv@hotmail.com"
    ["user_url"]=>
    string(0) ""
    ["user_registered"]=>
    string(19) "2008-12-17 12:39:58"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(11) "JohnHancock"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(22067)
  ["caps"]=>
  array(1) {
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(1) {
    [0]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(1) {
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

My neighbor had a broken sewage line, they came and they fixed it with a crew. They did a good job and he was covered fully.

kurtwest | 9 years and 4 months ago

string(1) "1"
object(WP_User)#4892 (8) {
  ["data"]=>
  object(stdClass)#4896 (12) {
    ["ID"]=>
    string(6) "194336"
    ["user_login"]=>
    string(8) "kurtwest"
    ["user_pass"]=>
    string(34) "$P$BCJGZMMaHmdJQM5mGmALvmQfyR35Ha/"
    ["user_nicename"]=>
    string(8) "kurtwest"
    ["user_email"]=>
    string(24) "hendrickwest79@gmail.com"
    ["user_url"]=>
    string(0) ""
    ["user_registered"]=>
    string(19) "2024-02-23 14:19:13"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(61) "Your first name Your last name Your first name Your last name"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(194336)
  ["caps"]=>
  array(1) {
    ["subscriber"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(1) {
    [0]=>
    string(10) "subscriber"
  }
  ["allcaps"]=>
  array(3) {
    ["read"]=>
    bool(true)
    ["level_0"]=>
    bool(true)
    ["subscriber"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

I fell for the mailer and wasted several months of payments on this awr insurance. After 7 months of payments I called one time when they identified a broken pipe. I was told that they will not cover the broken pipe due to “pre existing conditions”. I read about others having this problem with the insurance but never thought it would be me. Since then I have investigated and heard this is a commons occurrence. I ended up hiring a private company from Brooklyn for the sewer repair which went very smooth.

snowman2 | 9 years and 4 months ago

string(1) "1"
object(WP_User)#4900 (8) {
  ["data"]=>
  object(stdClass)#4895 (12) {
    ["ID"]=>
    string(5) "44724"
    ["user_login"]=>
    string(8) "snowman2"
    ["user_pass"]=>
    string(34) "$P$BDP80X2Moanat7f.BJt0mvubJXx6xN/"
    ["user_nicename"]=>
    string(8) "snowman2"
    ["user_email"]=>
    string(18) "j_marali@yahoo.com"
    ["user_url"]=>
    string(0) ""
    ["user_registered"]=>
    string(19) "2010-02-19 23:49:09"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(8) "snowman2"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(44724)
  ["caps"]=>
  array(1) {
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(1) {
    [0]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(1) {
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

I have not and I would not buy it for exactly the reason you identified. I get them regularly. It also offends me – seems like it should be illegal – for the private company to be selling insurance with the blessing of NYC Environmental Protection and the appearance that it is a government program. It’s an insurance ad, just like all the other junk mail you get. Beware.