Looking for Home Insurance Co. that Doesn't Require Garden Level Bars to be Swing Away??

Hi All, Checked past threads on this issue and we are in a similar situation as many on this site.  We are a new policy with State Farm for a brownstone in Bed-Stuy.  They just called telling us we need to change the garden level, front window bars to swing away.  Even though this room is not a bedroom and the back windows do not have bars at all, they are still requiring it.  Can anyone recommend a carrier that does not require this modification?  Thanks in advance!

nalusurf

in Insurance 12 years and 1 month ago

2

Please log in, in order to post replies!

2 replies

metaphase | 12 years and 1 month ago

string(1) "1"
object(WP_User)#4933 (8) {
  ["data"]=>
  object(stdClass)#4910 (12) {
    ["ID"]=>
    string(5) "19319"
    ["user_login"]=>
    string(9) "metaphase"
    ["user_pass"]=>
    string(34) "$P$B1eniQY7c2oOpT/wp6pM/0uvjhoB4//"
    ["user_nicename"]=>
    string(9) "metaphase"
    ["user_email"]=>
    string(21) "hhieronymus@gmail.com"
    ["user_url"]=>
    string(24) "/forums/users/metaphase/"
    ["user_registered"]=>
    string(19) "2017-08-10 14:03:38"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(9) "metaphase"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(19319)
  ["caps"]=>
  array(2) {
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(2) {
    [0]=>
    string(10) "subscriber"
    [1]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(4) {
    ["read"]=>
    bool(true)
    ["level_0"]=>
    bool(true)
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

State Farm is requiring this will all new policies, so I’m not surprised that they are doing it with renewals.  I guess they want to loose the NYC townhouse market. We went with Brownstone Agency as well. Nancy Yurcheck there is good.

daveinbedstuy | 12 years and 1 month ago

string(1) "1"
object(WP_User)#4932 (8) {
  ["data"]=>
  object(stdClass)#4931 (12) {
    ["ID"]=>
    string(4) "3864"
    ["user_login"]=>
    string(13) "daveinbedstuy"
    ["user_pass"]=>
    string(34) "$P$BtJYyObAQmff2MQp.qFP7/kmwU1bBZ1"
    ["user_nicename"]=>
    string(13) "daveinbedstuy"
    ["user_email"]=>
    string(19) "djl135e54@yahoo.com"
    ["user_url"]=>
    string(55) "http://bstoner.wpengine.com/forums/users/daveinbedstuy/"
    ["user_registered"]=>
    string(19) "2017-08-10 14:23:53"
    ["user_activation_key"]=>
    string(0) ""
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(13) "daveinbedstuy"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(3864)
  ["caps"]=>
  array(2) {
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(2) {
    [0]=>
    string(10) "subscriber"
    [1]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(4) {
    ["read"]=>
    bool(true)
    ["level_0"]=>
    bool(true)
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

WOW.  I had State farm and they never required it.