Health Insurance for Household Help

I would like to provide health insurance for a household employee who provides onsite eldercare for a loved one.  She makes too much money to be eligible for low income insurance plans.  I was thinking of going through the Freelancers Union.  Any other suggestions, or advice about taking this route?  Thx, all!!

shmuliejoe

in Insurance 12 years and 2 months ago

2

Please log in, in order to post replies!

2 replies

Newest Oldest

backeast | 12 years and 2 months ago

string(1) "1"
object(WP_User)#4868 (8) {
  ["data"]=>
  object(stdClass)#4891 (12) {
    ["ID"]=>
    string(5) "24559"
    ["user_login"]=>
    string(8) "backeast"
    ["user_pass"]=>
    string(34) "$P$Bp/QTxR/ZCbFX9sASGsi2ss2uf3xJI/"
    ["user_nicename"]=>
    string(8) "backeast"
    ["user_email"]=>
    string(19) "nsunshine@gmail.com"
    ["user_url"]=>
    string(23) "/forums/users/novice44/"
    ["user_registered"]=>
    string(19) "2017-08-10 14:06:41"
    ["user_activation_key"]=>
    string(20) "JhjzxiiZcOX6AVRCQRaY"
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(8) "backeast"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(24559)
  ["caps"]=>
  array(2) {
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(2) {
    [0]=>
    string(10) "subscriber"
    [1]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(4) {
    ["read"]=>
    bool(true)
    ["level_0"]=>
    bool(true)
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

Check out Healthy New York : http://www.dfs.ny.gov/healthyny/index.html – they have subsidized health insurance through a variety of insurance co’s for small businesses (including household employers) and individuals/sole proprieters. It is significantly less expensive than Freelancer’s Union. I’ve had good experience with Empire BCBS and Oxford/United Healthcare through this program. GHI through Brooklyn Chamber of Commerce is one of their providers but they can’t figure out how to insure household employees – believe me I’ve tried.

heightsguy | 12 years and 2 months ago

string(1) "1"
object(WP_User)#4869 (8) {
  ["data"]=>
  object(stdClass)#4870 (12) {
    ["ID"]=>
    string(5) "29078"
    ["user_login"]=>
    string(10) "heightsguy"
    ["user_pass"]=>
    string(34) "$P$BFk4k8pmgVsi0.C8Irht3aJznO1glZ1"
    ["user_nicename"]=>
    string(10) "heightsguy"
    ["user_email"]=>
    string(19) "smcpa2001@yahoo.com"
    ["user_url"]=>
    string(50) "http://bstoner.wpengine.com/forums/users/shamrock/"
    ["user_registered"]=>
    string(19) "2017-08-10 14:16:39"
    ["user_activation_key"]=>
    string(45) "1720998157:$P$BnHilHT8jxvg177okx0pMjvsPILBNT."
    ["user_status"]=>
    string(1) "0"
    ["display_name"]=>
    string(10) "heightsguy"
    ["spam"]=>
    string(1) "0"
    ["deleted"]=>
    string(1) "0"
  }
  ["ID"]=>
  int(29078)
  ["caps"]=>
  array(2) {
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["cap_key"]=>
  string(15) "wp_capabilities"
  ["roles"]=>
  array(2) {
    [0]=>
    string(10) "subscriber"
    [1]=>
    string(15) "bbp_participant"
  }
  ["allcaps"]=>
  array(4) {
    ["read"]=>
    bool(true)
    ["level_0"]=>
    bool(true)
    ["subscriber"]=>
    bool(true)
    ["bbp_participant"]=>
    bool(true)
  }
  ["filter"]=>
  NULL
  ["site_id":"WP_User":private]=>
  int(1)
}

Look at the Brooklyn Chamber of Commerce website. They have a high deductible GHI plan that you might be able to use. The Rent Stabilization Assoc also offers a plan.