Health Insurance for Household Help
I would like to provide health insurance for a household employee who provides onsite eldercare for a loved one. She makes too much money to be eligible for low income insurance plans. I was thinking of going through the Freelancers Union. Any other suggestions, or advice about taking this route? Thx, all!!
shmuliejoe
in Insurance 12 years and 8 months ago
2
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backeast | 12 years and 8 months ago
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Check out Healthy New York : http://www.dfs.ny.gov/healthyny/index.html – they have subsidized health insurance through a variety of insurance co’s for small businesses (including household employers) and individuals/sole proprieters. It is significantly less expensive than Freelancer’s Union. I’ve had good experience with Empire BCBS and Oxford/United Healthcare through this program. GHI through Brooklyn Chamber of Commerce is one of their providers but they can’t figure out how to insure household employees – believe me I’ve tried.
heightsguy | 12 years and 8 months ago
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Look at the Brooklyn Chamber of Commerce website. They have a high deductible GHI plan that you might be able to use. The Rent Stabilization Assoc also offers a plan.