Code for window gates in brownstone

I’m in the midst of a refi. The question has come up re:window gates. Do we have to cut and get latches or are they grandfathered in?

Sheffey

in General Discussion 8 years and 3 months ago

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Sheffey | 8 years and 3 months ago

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The appraiser was the organization that red flagged the gates. I explained that the gates are original to the building and they should be more mindful of rules for historical homes and districts.

Sheffey | 8 years and 3 months ago

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I most likely will remove them and then replace them. I just needed to know if there was a specific mandate for historical homes and districts. Thanks much for the info.

EJR | 8 years and 3 months ago

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Can you request a reappraisal? I secured both a mortgage and a refi without any issues and have garden level original gates. I am not in a landmark district, but it doesn’t sound like that’s the issue here.

glarph | 8 years and 3 months ago

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I have had this experience. My refi would not process without completely removing the exterior window gates on the garden level. My building is in a historic district. It was recommended to me to remove them for the inspection and replace them thereafter.

Sheffey | 8 years and 3 months ago

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The appraiser made the reference to the original gates. Most brownstones have two egress, like mine. I’m just not understanding why they don’t get it. I don’t want to ruin my gates or have the expense of putting on safety latches. LPC has passed the buck onto the DOB.

Sheffey | 8 years and 3 months ago

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I’m referring to the garden floor.

resident2 | 8 years and 3 months ago

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Which window gates are you referring to? The garden floor front original historic ones are general accepted by any Insurance company that routinely insures historic “Brownstones”.

Sheffey | 8 years and 3 months ago

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Have you had this experience?

BSDOD | 8 years and 3 months ago

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It will not be grandfathered.