Thursday Links
Unions to Press Chase on Modifying Additional Mortgages [NY Times] New York Congressman Resigns Over Shirtless E-Mails [NY Times] Emergency Road Work Closes Part Of Brooklyn Bridge [NY1] 15% of High School Seniors Passed an A.P. Test Last Year [City Room] State Investigating Alleged Real Estate License Violations [TRD] Activists and Engineers Work to Protect…
Unions to Press Chase on Modifying Additional Mortgages [NY Times]
New York Congressman Resigns Over Shirtless E-Mails [NY Times]
Emergency Road Work Closes Part Of Brooklyn Bridge [NY1]
15% of High School Seniors Passed an A.P. Test Last Year [City Room]
State Investigating Alleged Real Estate License Violations [TRD]
Activists and Engineers Work to Protect Plumb Beach [Daily News]
Mayor Bloomberg Says City Pothole Work is ‘Very Good’ [NY Post]
When Life Gives You Blizzards, Make a Snow Fort [NY Mag]
DEP Has Some Big Ideas For the Future [Gothamist]
The Future of Fannie Mae and Freddie Mac [WNYC]
City Loses Millions on Alt-Side Suspensions [MSNBC]
Boerum Hill Downzoning Moves Forward [CG Patch]
The Marketing of the Nets, via Translation [AY Report]
Know Your Bartender: Donald O’Finn, Freddy’s [HPS]
New Building Coming to Smith and Degraw [PMFA]
Is Williamsburg Back From ‘The Edge’? [BK Paper]
Now Open: Seven Hills Cafe [NYS]
Atlantic Ave. ‘Most Dangerous’ [Eagle]
You two also over looked my very first sentence: Most AP exams are useless, especially in the sciences.
On that, I’m done with the AP discussion. 🙂
Having worked for a large mortgage company, I have mixed feelings about modifications.
In cases where the owners are borderline, a modification probably makes the most sense for the mortgage holder, servicing company, taxpayers, and neighborhood.
In cases where there is no chance that the owners will come close to paying the mortgage, the best thing is probably a quick foreclosure process.
We have no control over a lot of things in life. If your circumstance change to the point that you can’t afford your home with a reasonable modification, why should you keep it? Thinking that you deserve to kind of reeks of entitlement. What are banks supposed to do? Give people 50 and 60 year fixed mortgages? There really is only so much that we should be asking these businesses to do. Modify those who can show an ability to pay (like those crazy people with those crazy ARMS, Interest Only, etc.) a mortgage that can be converted to something like a 30 year fix. Everyone else? Better luck next time.
CGar, I don’t do sarcasm that well early in the morning.
Ishtar, you are extrapolating your experience to the entire AP system. I went straight into second level Calculus and Computer Science with my AP, and did well in each.
You are also ignore the point made by BSD and myself that by getting credits out of the way in areas you do not want to focus on, you can have more slots for electives you do care about, or even graduate early
ishtar… that is quite a comment. Isn’t there a difference between modifying a mortgage for people who have come into trouble because of things they have no control over, and being way more careful with the minimum standards for a mortgage to begin with?
“AP Exams: disagree. Passing those exams allows you to take more elective courses in your area of focus instead of ‘wasting time’ taking the same irrelevant core courses.”
Untrue and I know this from personal experience. I had to drop all of my AP credits earned, which was close to an entire year worth of credits. I only got to keep history and English. Why? The AP classes I took didn’t come close to preparing me for the upper division science classes I needed to take TWO years after graduating from high school. Trust, those refresher/intro courses at the lower division level make all the difference between an A/B and a C grade as an upper classman when grades REALLY count, especially when you attend a very competitive university that does very little hand holding.
Atlantic Avenue most dangerous street in Brooklyn. Yep.
“Rule of thumb when sending pics . . . just be a face pic or just a body pic, or just a “privates” pic. Individually they can’t get you in trouble. It’s when you combine them that you could get in trouble.”
Yep. I have different pics for different purposes and never send in the same email or using the same email account. TMI?
And, ewww to Charlie Rangel shirtless, dave!
GM, Scott.
Sorry, again I forgot to add [sarcasm alert]