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  1. *rob*, what dave and lechacal said. You have absolutely nothing to worry about by being a named beneficiary on an insurance policy. Insurance is one of the few things that debtors can’t touch when someone dies. And you won’t be on the hook for your grandmother’s debts or final expenses, insurance policy or not.

    And that policy is legit – New York Life writes the policy for AARP (the American Association of Retired Persons, which is prolly the group through which your grandmother bought it).

    If you have any other questions, email or text me offline. Unfortunately, I buried most of my family in the past few years, so there aren’t many issues I haven’t dealt with in this “genre”.

  2. I’m sure there are some truly thoughtful among their ranks, as there are among the left. However, many of the issues are addressed on a simplistic level. For example:

    I believe it is possible to have both gun rights, and make every effort to be sure terrorists, wife beaters, ex cons, schizophrenics etc. can’t buy guns.

    I believe abortion is a disagreeable practice, but I do not believe a rapist should have the right to choose the mother of his child.

    I believe freedom comes with responsibilities. Freedom does not mean ‘every man for himself’.

  3. ah… thanks. my grandmother hoodwinked an entire church community to pitch in to furnish her new apartment down south and essentially told me not to worry about the costs of her death arrangements cuz they will chip in for that. i didnt really want to say that at first without both me and her sounding like pricks. i was just more worried i’d be in debt for it and it would be somehow linked to the life insurancy policy. good to know that it’s not.

    *rob*

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