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Move to Texas. Plentifull jobs, some of andy’s sibblings are working two jobs, not because they have to but because there is such opportunity to make extra money while they can. They are planning for a bleak future which may never occurr.
Pete..I have a 2007 unlimited contract. I was told that was being renewed. I asked him about other contracts and he said Yes, in 2008 it was changed with a cap on usage. I guess I’m grandfathered (silverdaddied) in.
quote:
is it true that Strong credit worthy individuals and businesses are NOT able to get credit from banks? I have personal and recent experience indicating that’s not true
i am 33 and i keep getting rejected for a simple teeny tiny limit basic credit card!!!!! why is this!? it’s totally ridiculous. ive had a steady job for 10 years, my ONLY debt is student loans, i make about the median income for the area, maybe slightly less, yet i cant get a credit card for emergencies? i only want one so i can have it for any kind of dog related emergency or care! GRRRRR
Pete, just disconnect the stupid landline. sign up with voip svc providers (ie vonage, 8×8,…). the biggest complaint with landline is the big tax and other surcharges even if you made ZERO calls
“is it true that Strong credit worthy individuals and businesses are NOT able to get credit from banks? I have personal and recent experience indicating that’s not true”
not talking about them. I mean the people that shouldnt have gotten loans but did. easy access to cheap credit that allowed people to mask the fact that they no longer had good jobs with adequate pay. That jig is up…now what?
That’s why we’re deflating. Low FICOs, low employment, high debt. Fed “prints” to banks @ zero so they can profit. But banks are carry-trading and hoarding cash to absorb all these bad RE loan losses they hold off balance sheet. And lending is too risky. Even the consumers who qualify for loans don’t want to borrow anyway because they fear job loss. The money supply is 90% credit/debt. It’s contracting. We won’t get hyperinflation or inflation at all because the “printing” has to get borrowed into Main Street. Aint happening. It will only happen after further foreclosures, bankruptcies and bank closures. Our sky high, unservicable debt has to be cleared so we can start over again.
dh, I largely live off of my capital now. What keeps me up at night is the direction of the market.
You’d be amazed how little I pay in taxes b/c actual income is low.
And yes, all around the country, not just here, milions and millions feed off of wallstreet. Think technology, printers, delivery guys, chinese food takeout. I can go on and on but it is a much bigger number than anyone could believe. Wall Street offices aren’t only in NYC tou know.
What businesses do you think occupy the most spce in hong Kong, London, Switzerland, etc, etc, etc?
slept late as my day off. Saw post about Verizon….I haven’t been over the limit since then. I have a feeling someone was on my acct…
now my problem with verizon is with landline…trying to get longdistance carrier change.
most frustrating .
Move to Texas. Plentifull jobs, some of andy’s sibblings are working two jobs, not because they have to but because there is such opportunity to make extra money while they can. They are planning for a bleak future which may never occurr.
Pete..I have a 2007 unlimited contract. I was told that was being renewed. I asked him about other contracts and he said Yes, in 2008 it was changed with a cap on usage. I guess I’m grandfathered (silverdaddied) in.
quote:
is it true that Strong credit worthy individuals and businesses are NOT able to get credit from banks? I have personal and recent experience indicating that’s not true
i am 33 and i keep getting rejected for a simple teeny tiny limit basic credit card!!!!! why is this!? it’s totally ridiculous. ive had a steady job for 10 years, my ONLY debt is student loans, i make about the median income for the area, maybe slightly less, yet i cant get a credit card for emergencies? i only want one so i can have it for any kind of dog related emergency or care! GRRRRR
*rob*
Pete, just disconnect the stupid landline. sign up with voip svc providers (ie vonage, 8×8,…). the biggest complaint with landline is the big tax and other surcharges even if you made ZERO calls
“is it true that Strong credit worthy individuals and businesses are NOT able to get credit from banks? I have personal and recent experience indicating that’s not true”
not talking about them. I mean the people that shouldnt have gotten loans but did. easy access to cheap credit that allowed people to mask the fact that they no longer had good jobs with adequate pay. That jig is up…now what?
“middle class can’t get access to credit”
That’s why we’re deflating. Low FICOs, low employment, high debt. Fed “prints” to banks @ zero so they can profit. But banks are carry-trading and hoarding cash to absorb all these bad RE loan losses they hold off balance sheet. And lending is too risky. Even the consumers who qualify for loans don’t want to borrow anyway because they fear job loss. The money supply is 90% credit/debt. It’s contracting. We won’t get hyperinflation or inflation at all because the “printing” has to get borrowed into Main Street. Aint happening. It will only happen after further foreclosures, bankruptcies and bank closures. Our sky high, unservicable debt has to be cleared so we can start over again.
***Bid half off peak comps***
milk and cheese is expensive due to govt mandates on price floors.
dh, I largely live off of my capital now. What keeps me up at night is the direction of the market.
You’d be amazed how little I pay in taxes b/c actual income is low.
And yes, all around the country, not just here, milions and millions feed off of wallstreet. Think technology, printers, delivery guys, chinese food takeout. I can go on and on but it is a much bigger number than anyone could believe. Wall Street offices aren’t only in NYC tou know.
What businesses do you think occupy the most spce in hong Kong, London, Switzerland, etc, etc, etc?
slept late as my day off. Saw post about Verizon….I haven’t been over the limit since then. I have a feeling someone was on my acct…
now my problem with verizon is with landline…trying to get longdistance carrier change.
most frustrating .