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  1. Kens, I’m just talking generally from the perspective of the banks. Conventional wisdom would be secured lender (home mortgage bank) would be in a better position than unsecured lender (credit card bank) because they could look to collateral in the event of nonpayment. Now that the collateral isnt enough to pay off the loan, secured and unsecureds are like eqauls – except the unsecured gets paid first because the credit card bank can cut off financing before the mortgage bank can take away your house.

  2. SNAPPY!! If you’re lurking, I just found green glitter on the rug in my office. Damn, woman! What do you break in when I’m not here and sprinkle glitter around with reckless abandon?!?!?

  3. “I don’t think I am cut out for this “marriage” thing.”

    Neither are a lot of married people.

    I tried to skim a little bit of ice cream from the top but that wasn’t nearly enough for my fat ass. So I scooped out two heaping scoop fulls and if made to feel guilty later by partner I’ll start speaking Bitchense.

  4. I know, jb. I’m sorry for resorting to guilt, but (a) I’m Jewish and (2) it’s a sign of how much I want you to come on Thursday.

    Pedro, this Thursday, from 6pm – ??, for etson’s bon voyage party.

  5. PLUS there is major negotiating room with credits cards since they are unsecured loans while with mortgage, they don’t give a crap because of it’s secured status and they know you always have something they can take. That’s like taking a loan from a pawn shop and pawning something of value or from your family/friends. Which one do you think you’re likely to pay off first if you have no morals or royalty?

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