Your CSA Costs About Twice as Much as Insuring Your Apartment


    2745810209_8795225f10_oSo much kale | thebittenword via Flickr

    So you bought an apartment in New York City! Mazel tov! Between the downpayment, closing costs, and moving expenses, you may be bringing your own sandwiches to work for a while… but it’s all worth it when you look around at your treasured possessions nestled (or crammed) into your beautiful new space.

    With all those costs, you may be tempted to put off getting homeowner’s insurance. This is what economists call “literally insane.” Luckily, getting NYC homeowner’s insurance with Gotham Brokerage is not only easy, it’s actually affordable, too… Maybe this will put things in perspective:

    Let’s say you decide to join a CSA in your neighborhood. For a June-to-November neighborhood membership you’ll probably be paying at least $500. That’s about twice as much as you would spend to get a year’s worth of homeowner’s insurance at Gotham — about $230 to $280 annually to protect you in case of water damage, theft, accidents that take place in your home, and much more.

    You can request a free quote from Gotham or give them a call, 212.406.7300. In the long run, it’s going to save you a lot of kale. Or cabbage. (You know what we mean. Money.)

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