New Yorkers need not worry about mudslides, tornadoes or typhoons.

That said, we still get the occasional hurricane or, more often, a fierce summer storm, which can bring down a tree or damage property in unanticipated ways.

Gotham Brokerage can make sure you find the right policy to protect your condo or co-op.

How expensive is it to protect your home? The minimum premium for co-op and condos is $310 per year, that’s a little more than $25 per month — a small sum to secure your family’s possessions against a fickle Mother Nature.

Learn more about how Gotham’s policies can protect you against a variety of foul-weather fiascos.

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1. Wind and water damage

Wind can harm the exterior of a building or break a window. If that’s not bad enough, debris can blow through that damaged wall or window. Worse still, part of a roof can get blown off and then water comes in. But with Gotham, you’re covered. Sounds unlikely, but water damage to the interior of a co-op or condo is the most common claim of all.

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Photo by Gaynor Gritzi via Flickr

2. Items as projectiles

In storms, it’s not uncommon for unsecured items on a balcony or terrace to take flight and go missile-bound through the air. Some co-op or condo owners have narrowly avoided liability claims when items went flying off their terraces or roofs. Get insurance from Gotham, but also batten down the hatches!

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3. Power surges and outages

Power surges, a sudden increase of electricity through your home, can ruin expensive computers, TVs and other high-end electronics in an instant. They can also lead to outages, which can spoil items in your refrigerator. But with Gotham, there’s no need to blow a fuse.

It takes only a few minutes to submit a request online with Gotham Brokerage.

Gotham has been helping New Yorkers fit their insurance needs in all types of weather for more than 50 years. Nobody knows the market better. Gotham’s professionals help guide customers through the process of determining how much insurance they need, giving you that “peace of mind” and shelter from the storm.

Contact Gotham for a free quote today.


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