Insurance on frame house undergoing renovation?

Try Jeff Krugman – 516 437 9700, krugmaninsurance@aol.com.

backeast

in Insurance 13 years and 6 months ago

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8 replies

snarkolepctic | 13 years and 6 months ago

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anyone insure a frame house in South Slope recently? We’re ready to close but having issues with insurance because we won’t be living there right away.  My husband is working with an agent at Summit on a Travelers policy but any other leads would be appreciated because it’s not a done deal yet.  THANKS!!

jigman | 13 years and 6 months ago

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Try TCS Direct.

guikazoid | 13 years and 6 months ago

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We got insured by Geico (underwriter is Occidental).

adam_dahill | 13 years and 6 months ago

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Call brownstone agency. Half my clients use them -Adam Dahill

shnarkie | 13 years and 6 months ago

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I used Liberty Mutual and it was super easy. We were even renovating and they didn’t require a special policy for that. I used Ryan Fortier  212-398-2480 ext. 50500

backeast | 13 years and 6 months ago

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We’re in the same situation – in contract and planning to renovate before we move in (but not a frame house).  And having a difficult time – some brokers have said they can’t write us a policy because we won’t be living in the home and will be doing renovation, that we need some other kind of insurance.  But the bank wants homeowners insurance, and I sure don’t want to open up that can of worms with them before closing.  We did get one quote from Chubb, which was on the high end to begin with and would be a 50-60% surcharge during the period that we’re renovating.  So, I don’t have any great answers but am very interested in the responses!

jrouse | 13 years and 6 months ago

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We recommend Orrino Capital Services.  We use them for our insurance and Gino (gorrino@orrinocapital.com, 718-606-0293 ext. 102) takes the time to understand the issues related to our insurance needs and then provides a cost/beneift review of the quotes he secures. John Rouse Brooklyn Home Management www.makingbrooklynhome.com

Jasperrose11 | 13 years and 6 months ago

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When you see the name Traveler’s and it’s insurance-use anyone, but. They like to take your money, and then not cover you should anything go wrong. And should anything go wrong, you will have to take them to court and prepare yourself for quite a costly fight. Chubb is an excellent carrier, and while they may be more expensive, I have never yet heard a complaint. See if they can work with you.