Homeowners Insurance for Townhouse

Is it worth using an insurance broker to obtain homeowner’s insurance for a townhouse?  Any recommendations?

babyjordan

in Insurance 12 years and 3 months ago

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sgdale | 11 years and 8 months ago

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For both great value and great history with paying claims, Brownstone agency is worth getting a quote. They have a great reputation and deal with a number of townhouses specifically, which allows them to give such great rates. Call Stephen at (212) 699-8773 to get a quote for comparison.

wpgykxdszwpmuf | 11 years and 8 months ago

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If you can afford their premium, Chubb is a great choice for insuring residential properties, especially those that are old, complex or have intricate details.

sethamin | 12 years and 3 months ago

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It can be more than just a “couple bucks”. I got my original homeowner’s policy with USAA, as I’ve been using them all my adult life and they usually have the best insurance rates around (and excellent customer service, to boot). Then they did an assessment and wanted to increase my rate by 50%! I shopped around, and Brownstone Agency was less than half the original price of USAA (and 1/3 the new price!), so I promptly switched. Haven’t had any experience dealing with a claim yet, but all my neighbors and everyone on Brownstoner seems to use them (or Chubb) and like them.

slopemope | 12 years and 3 months ago

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Personally, i’d look at who has the best claims and price those companies out.  No sense in saving a couple bucks when your claim (the reson you bought your insurance) is crap.  

http://cdn.brownstoner.com/5116005ca6346-processed-JDPowerInsClaims2012.jpg