Home Insurance Recommendations for Gowanus House
I’ve seen plenty of posting regarding home insurance for brownstones in Brooklyn. I am looking for home insurance for a house located in the teens between 3/4 avenue. Any recommendations?
guikazoid
in Insurance 14 years and 2 months ago
6
Please log in, in order to post replies!
adam_dahill | 14 years and 2 months ago
string(1) "1"
object(WP_User)#4953 (8) {
["data"]=>
object(stdClass)#5009 (12) {
["ID"]=>
string(6) "176783"
["user_login"]=>
string(11) "adam_dahill"
["user_pass"]=>
string(34) "$P$BVbT/.9EbE6MTZNRIO4K4/iGsGDl3l0"
["user_nicename"]=>
string(11) "adam_dahill"
["user_email"]=>
string(20) "adamdahill@gmail.com"
["user_url"]=>
string(39) "https://www.mortgagemaster.com/adahill/"
["user_registered"]=>
string(19) "2013-06-24 16:57:52"
["user_activation_key"]=>
string(0) ""
["user_status"]=>
string(1) "0"
["display_name"]=>
string(11) "adam_dahill"
["spam"]=>
string(1) "0"
["deleted"]=>
string(1) "0"
}
["ID"]=>
int(176783)
["caps"]=>
array(2) {
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["cap_key"]=>
string(15) "wp_capabilities"
["roles"]=>
array(2) {
[0]=>
string(10) "subscriber"
[1]=>
string(15) "bbp_participant"
}
["allcaps"]=>
array(4) {
["read"]=>
bool(true)
["level_0"]=>
bool(true)
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["filter"]=>
NULL
["site_id":"WP_User":private]=>
int(1)
}
Call brownstone agency. At least half my clients use them for homeowner’s. They seem to get around the “too close to the water” excuse a lot of the other insurance companies use. -Adam Dahill WCS Lending
bedstuywalla | 14 years and 2 months ago
string(1) "1"
object(WP_User)#4954 (8) {
["data"]=>
object(stdClass)#4955 (12) {
["ID"]=>
string(6) "175270"
["user_login"]=>
string(12) "bedstuywalla"
["user_pass"]=>
string(34) "$P$BRYwtCv6m70oXoBMdiNHPHIrUshM2P0"
["user_nicename"]=>
string(12) "bedstuywalla"
["user_email"]=>
string(17) "pchowze@yahoo.com"
["user_url"]=>
string(27) "/forums/users/bedstuywalla/"
["user_registered"]=>
string(19) "2017-08-10 14:24:57"
["user_activation_key"]=>
string(0) ""
["user_status"]=>
string(1) "0"
["display_name"]=>
string(12) "bedstuywalla"
["spam"]=>
string(1) "0"
["deleted"]=>
string(1) "0"
}
["ID"]=>
int(175270)
["caps"]=>
array(2) {
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["cap_key"]=>
string(15) "wp_capabilities"
["roles"]=>
array(2) {
[0]=>
string(10) "subscriber"
[1]=>
string(15) "bbp_participant"
}
["allcaps"]=>
array(4) {
["read"]=>
bool(true)
["level_0"]=>
bool(true)
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["filter"]=>
NULL
["site_id":"WP_User":private]=>
int(1)
}
I just settled on Travelers. They quoted me an outrageous offer at first, but then I was able to get them down to something reasonable. Whomever you go with, make sure they do NOT charge you for things like “off-site theft liability”. Unless of course you want that sort of thing because you carry expensive equipment on your person, all day, every day. Good luck!
CMPXCHG | 14 years and 2 months ago
string(1) "1"
object(WP_User)#4958 (8) {
["data"]=>
object(stdClass)#4952 (12) {
["ID"]=>
string(5) "83536"
["user_login"]=>
string(7) "CMPXCHG"
["user_pass"]=>
string(0) ""
["user_nicename"]=>
string(7) "CMPXCHG"
["user_email"]=>
string(16) "hjb417@gmail.com"
["user_url"]=>
string(22) "/forums/users/cmpxchg/"
["user_registered"]=>
string(19) "2010-10-28 16:14:22"
["user_activation_key"]=>
string(20) "qGH6gQDWBBi7vKWRRsYj"
["user_status"]=>
string(1) "0"
["display_name"]=>
string(7) "CMPXCHG"
["spam"]=>
string(1) "0"
["deleted"]=>
string(1) "0"
}
["ID"]=>
int(83536)
["caps"]=>
array(2) {
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["cap_key"]=>
string(15) "wp_capabilities"
["roles"]=>
array(2) {
[0]=>
string(10) "subscriber"
[1]=>
string(15) "bbp_participant"
}
["allcaps"]=>
array(4) {
["read"]=>
bool(true)
["level_0"]=>
bool(true)
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["filter"]=>
NULL
["site_id":"WP_User":private]=>
int(1)
}
When I was looking for home owner’s ifnsurance a few months back, I went to the Homeowners Insurance Resource Center @ http://www.ins.state.ny.us/homeown/html/hmonguid.htm and downloaded the pdf. Near the end it has all the insurance prices offered by each company. I ended up going with Chubbs because they didn’t have a cap on the replacement cost, it included earthquake insurance, and based on the positive posts I read here on how they’ve handled claims. I bought the policy from J W Allen Co Inc.@ 212-227-6875.
kls | 14 years and 2 months ago
string(1) "1"
object(WP_User)#4953 (8) {
["data"]=>
object(stdClass)#4951 (12) {
["ID"]=>
string(5) "44392"
["user_login"]=>
string(3) "kls"
["user_pass"]=>
string(34) "$P$BjHm1BvucS1XKyNU7lRnXc/wweb9vc/"
["user_nicename"]=>
string(3) "kls"
["user_email"]=>
string(21) "kerrielynch@yahoo.com"
["user_url"]=>
string(18) "/forums/users/kls/"
["user_registered"]=>
string(19) "2017-08-10 13:34:10"
["user_activation_key"]=>
string(0) ""
["user_status"]=>
string(1) "0"
["display_name"]=>
string(3) "kls"
["spam"]=>
string(1) "0"
["deleted"]=>
string(1) "0"
}
["ID"]=>
int(44392)
["caps"]=>
array(2) {
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["cap_key"]=>
string(15) "wp_capabilities"
["roles"]=>
array(2) {
[0]=>
string(10) "subscriber"
[1]=>
string(15) "bbp_participant"
}
["allcaps"]=>
array(4) {
["read"]=>
bool(true)
["level_0"]=>
bool(true)
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["filter"]=>
NULL
["site_id":"WP_User":private]=>
int(1)
}
We live in that area and were insured in January through State Farm. I have been very unhappy with Alan Wheeler’s office, but have heard good things about the State Farm office in Park Slope (assuming they offer the same coverage)…
guikazoid | 14 years and 2 months ago
string(1) "1"
object(WP_User)#4954 (8) {
["data"]=>
object(stdClass)#4950 (12) {
["ID"]=>
string(5) "23671"
["user_login"]=>
string(9) "guikazoid"
["user_pass"]=>
string(34) "$P$BXcrKK9kzLiIcqRnxPRe1f96mzmC7g1"
["user_nicename"]=>
string(9) "guikazoid"
["user_email"]=>
string(21) "guikazoid@Hotmail.com"
["user_url"]=>
string(0) ""
["user_registered"]=>
string(19) "2009-01-16 18:17:40"
["user_activation_key"]=>
string(0) ""
["user_status"]=>
string(1) "0"
["display_name"]=>
string(9) "guikazoid"
["spam"]=>
string(1) "0"
["deleted"]=>
string(1) "0"
}
["ID"]=>
int(23671)
["caps"]=>
array(1) {
["bbp_participant"]=>
bool(true)
}
["cap_key"]=>
string(15) "wp_capabilities"
["roles"]=>
array(1) {
[0]=>
string(15) "bbp_participant"
}
["allcaps"]=>
array(1) {
["bbp_participant"]=>
bool(true)
}
["filter"]=>
NULL
["site_id":"WP_User":private]=>
int(1)
}
Geico just quoted me through one of their partners, “Occidental Insurance”, ever heard of them?
nyflicka | 14 years and 2 months ago
string(1) "1"
object(WP_User)#4958 (8) {
["data"]=>
object(stdClass)#4949 (12) {
["ID"]=>
string(4) "1421"
["user_login"]=>
string(8) "nyflicka"
["user_pass"]=>
string(34) "$P$B2YjJ8zWFyg.7pxXkts90LaQjtpIaK."
["user_nicename"]=>
string(8) "nyflicka"
["user_email"]=>
string(21) "nyflicka1@hotmail.com"
["user_url"]=>
string(18) "/forums/users/mmm/"
["user_registered"]=>
string(19) "2017-08-10 14:11:45"
["user_activation_key"]=>
string(0) ""
["user_status"]=>
string(1) "0"
["display_name"]=>
string(8) "nyflicka"
["spam"]=>
string(1) "0"
["deleted"]=>
string(1) "0"
}
["ID"]=>
int(1421)
["caps"]=>
array(2) {
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["cap_key"]=>
string(15) "wp_capabilities"
["roles"]=>
array(2) {
[0]=>
string(10) "subscriber"
[1]=>
string(15) "bbp_participant"
}
["allcaps"]=>
array(4) {
["read"]=>
bool(true)
["level_0"]=>
bool(true)
["subscriber"]=>
bool(true)
["bbp_participant"]=>
bool(true)
}
["filter"]=>
NULL
["site_id":"WP_User":private]=>
int(1)
}
We’ve been using Ryan Fortier at Liberty Mutual for ages, he is great and the prices seem very fair. 212-398-2480 x50500, RYAN.FORTIER@LIBERTYMUTUAL.COM