Earthquake insurance coverage
I’m curious if people are buying it for their Brooklyn homes. Seems like it’s around an extra $1000 a year depending on carrier. Thanks

cobblehillhome
in Insurance 13 years and 7 months ago
6
Please log in, in order to post replies!

brokelin | 13 years and 7 months ago
string(1) "1" object(WP_User)#4887 (8) { ["data"]=> object(stdClass)#4899 (12) { ["ID"]=> string(5) "90954" ["user_login"]=> string(8) "brokelin" ["user_pass"]=> string(34) "$P$BukARi5fCxcdKRwwLKRkiawWixLEUK/" ["user_nicename"]=> string(8) "brokelin" ["user_email"]=> string(17) "annindc@yahoo.com" ["user_url"]=> string(23) "/forums/users/brokelin/" ["user_registered"]=> string(19) "2017-08-10 14:32:08" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(8) "brokelin" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(90954) ["caps"]=> array(2) { ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(2) { [0]=> string(10) "subscriber" [1]=> string(15) "bbp_participant" } ["allcaps"]=> array(4) { ["read"]=> bool(true) ["level_0"]=> bool(true) ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
Should have typed faults, not plates. google it. Indian Point is very unfortunately sited on the intersection of two of these areas.l

brokelin | 13 years and 7 months ago
string(1) "1" object(WP_User)#4888 (8) { ["data"]=> object(stdClass)#4889 (12) { ["ID"]=> string(5) "90954" ["user_login"]=> string(8) "brokelin" ["user_pass"]=> string(34) "$P$BukARi5fCxcdKRwwLKRkiawWixLEUK/" ["user_nicename"]=> string(8) "brokelin" ["user_email"]=> string(17) "annindc@yahoo.com" ["user_url"]=> string(23) "/forums/users/brokelin/" ["user_registered"]=> string(19) "2017-08-10 14:32:08" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(8) "brokelin" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(90954) ["caps"]=> array(2) { ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(2) { [0]=> string(10) "subscriber" [1]=> string(15) "bbp_participant" } ["allcaps"]=> array(4) { ["read"]=> bool(true) ["level_0"]=> bool(true) ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
Sounds worth it to me. The reason you have not heard of damage is because the plates of the earth under ny are way overdue for a big one…could happen any day. brick brownstones will crumble.

bisteak | 13 years and 7 months ago
string(1) "1" object(WP_User)#4892 (8) { ["data"]=> object(stdClass)#4886 (12) { ["ID"]=> string(6) "169854" ["user_login"]=> string(7) "bisteak" ["user_pass"]=> string(0) "" ["user_nicename"]=> string(7) "bisteak" ["user_email"]=> string(20) "bisteak@binkmail.com" ["user_url"]=> string(22) "/forums/users/bisteak/" ["user_registered"]=> string(19) "2011-05-20 15:54:19" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(7) "bisteak" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(169854) ["caps"]=> array(2) { ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(2) { [0]=> string(10) "subscriber" [1]=> string(15) "bbp_participant" } ["allcaps"]=> array(4) { ["read"]=> bool(true) ["level_0"]=> bool(true) ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
We have $500k earthquake coverage; it added $70 per year to our premium.

kidbklyn | 13 years and 7 months ago
string(1) "1" object(WP_User)#4889 (8) { ["data"]=> object(stdClass)#4887 (12) { ["ID"]=> string(5) "12959" ["user_login"]=> string(8) "kidbklyn" ["user_pass"]=> string(34) "$P$BALKN6lQMZUcIMychkXehk8I4wSPr01" ["user_nicename"]=> string(8) "kidbklyn" ["user_email"]=> string(15) "bkny648@aol.com" ["user_url"]=> string(23) "/forums/users/kidbklyn/" ["user_registered"]=> string(19) "2017-08-10 14:16:51" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(8) "kidbklyn" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(12959) ["caps"]=> array(2) { ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(2) { [0]=> string(10) "subscriber" [1]=> string(15) "bbp_participant" } ["allcaps"]=> array(4) { ["read"]=> bool(true) ["level_0"]=> bool(true) ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
It’s right up there with gas line insuance.

daveinbedstuy | 13 years and 7 months ago
string(1) "1" object(WP_User)#4888 (8) { ["data"]=> object(stdClass)#4885 (12) { ["ID"]=> string(4) "3864" ["user_login"]=> string(13) "daveinbedstuy" ["user_pass"]=> string(34) "$P$BtJYyObAQmff2MQp.qFP7/kmwU1bBZ1" ["user_nicename"]=> string(13) "daveinbedstuy" ["user_email"]=> string(19) "djl135e54@yahoo.com" ["user_url"]=> string(55) "http://bstoner.wpengine.com/forums/users/daveinbedstuy/" ["user_registered"]=> string(19) "2017-08-10 14:23:53" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(13) "daveinbedstuy" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(3864) ["caps"]=> array(2) { ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(2) { [0]=> string(10) "subscriber" [1]=> string(15) "bbp_participant" } ["allcaps"]=> array(4) { ["read"]=> bool(true) ["level_0"]=> bool(true) ["subscriber"]=> bool(true) ["bbp_participant"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
One of the crazier things I’ve heard

timber | 13 years and 7 months ago
string(1) "1" object(WP_User)#4892 (8) { ["data"]=> object(stdClass)#4884 (12) { ["ID"]=> string(5) "12567" ["user_login"]=> string(6) "timber" ["user_pass"]=> string(34) "$P$BECcKQMWTvxEKriDkOxFufw7fD/ke01" ["user_nicename"]=> string(6) "timber" ["user_email"]=> string(17) "WaltherTR@msn.com" ["user_url"]=> string(0) "" ["user_registered"]=> string(19) "2008-07-10 17:38:58" ["user_activation_key"]=> string(0) "" ["user_status"]=> string(1) "0" ["display_name"]=> string(6) "timber" ["spam"]=> string(1) "0" ["deleted"]=> string(1) "0" } ["ID"]=> int(12567) ["caps"]=> array(1) { ["bbp_participant"]=> bool(true) } ["cap_key"]=> string(15) "wp_capabilities" ["roles"]=> array(1) { [0]=> string(15) "bbp_participant" } ["allcaps"]=> array(1) { ["bbp_participant"]=> bool(true) } ["filter"]=> NULL ["site_id":"WP_User":private]=> int(1) }
seems totally unnecessary imho – when have you heard of an earthquake that has caused any damage in the NYC area?