Insurance providers

Hi – I’ve been using Pure for some years now for insuring our brownstone. They’ve always been expensive but have just gotten a lot worse so I’m looking for options and I’d love to hear what people are paying. Of course, it’s hard to compare policies but Pure is a pretty full-featured policy. They are setting rebuild costs at ~3.5M, will cover historical methods of rebuilding, and doesn’t actually limit rebuild costs. That said they are looking for 17K for the year on our 3700sq.ft brownstone. Is anyone else willing to share who they are using and what they’re paying?

thank you all

arewedoneyet

in General Discussion 2 years and 9 months ago

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RobertGMarvin

in General Discussion 2 years and 8 months ago

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I suppose you’ve been getting somewhat better coverage, but there ARE limits

arewedoneyet | 2 years and 8 months ago

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Bob – I knew Brownstoner was cheaper but that’s ridiculous. I’ve been getting gouged it seems.

RobertGMarvin

in General Discussion 2 years and 9 months ago

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$5000 for THREE years

justinromeu26 | 2 years and 9 months ago

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That looks like 17k a year. They are paying for what looks like detailed replacement with historical accuracy.

Guest User | 2 years and 9 months ago

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That’s a total of $5,000 for three years, or $5,000 a year for three years?

RobertGMarvin

in General Discussion 2 years and 9 months ago

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BTW, my house is about 1,000 sq. ft. smaller than yours.

RobertGMarvin

in General Discussion 2 years and 9 months ago

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I paid a little under $5,000 for three years with Brownstone agency, but have been told to expect an increase when I renew for the next three years late next month.