Great mortgage broker

I have just signed the papers for a refinance that I have tried and failed three times since 2009 to get done (through Chase – don’t ever try to refinance with them!).  This time I worked with mortgage broker Vanessa Thatcher who I found on Brownstoner. I was skeptical in spite/because of the wildly enthusiastic plugs – but she was great. Got me an amazing rate and was incredibly responsive and super fast.  I made my first contact with her on Dec. 8 and so the whole thing took just a little over 5 weeks.  The lawyer from Citibank who was just here told me that she is the only mortgage broker he recommends to his family members. Here is her info: Vanessa Thatcher Senior Loan Officer NMLS# 41404    Atlantic Home Capital 4175 Veterans Memorial Hwy Ste 310 Ronkonkoma, NY 11779   Office: 631-687-3510 x106 Direct Fax: 631-918-5222 Cell: 631-672-4113

oncewas

in Financial Services 13 years and 5 months ago

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adityaa | 13 years and 2 months ago

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Very creative, one of the nicer sites I have seen today. Keep up the great work.   http://www.kisfutures.com

vthatcher | 13 years and 4 months ago

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Thanks for all the great comments 🙂   Vanessa Vanessa Thatcher Senior Loan Officer NMLS# 41404    Atlantic Home Capital 4175 Veterans Memorial Hwy Ste 310 Ronkonkoma, NY 11779   Office: 631-687-3510 x106 Direct Fax: 631-918-5222 Cell: 631-672-4113

Snezan | 13 years and 5 months ago

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another recommendation for Universal Mortgage. Michael is great.

coopking | 13 years and 5 months ago

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I would like to give Vanessa an endorsement as well. I tried to get my coop refinanced by myself and it had to be hands down one of the most infuriating ordeals of my adult life. Vanessa got it done in 3 weeks and got me a great rate.

Brownstonerlogin | 13 years and 5 months ago

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Are all of you successful refinancers with standalone houses? Anyone had any success with refinancing co-ops, in particular very small (4-unit) co-ops? I’ve been told recently that it’s nearly impossible these days, but been trying to periodically take the pulse and see if things have changed/improved… (P.S. Agree that Wells Fargo is a disaster to work with directly. I’ve described my painful attempt to refinance with them in the forums here before. Disastrous.)

rh | 13 years and 5 months ago

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Agree with Landlord. I called my bank (Wells Fargo) the other day looking for info to purchase an investment property. He told me to go into a local branch because they would know more about my area. That’s customer service for ya!

oncewas | 13 years and 5 months ago

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yes my rate was vanessa is 3.875 (down from 6.625!) – chase offered 4.2 and other mortgage brokers also over 4\.  And I didn’t pay mortgage tax but did pay fee – in the end worth it of course since the deal is done and I will ean back fee in 4 months.

Hardcharger | 13 years and 5 months ago

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I used Universal Mortgage and was impressed with the personal attention they gave me. I could always get them on the phone. They got me the lowest rate and it was ultimately through chase. When I went to refinance with chase I hated them. The loan was under thirty percent of the appraised value and I quit the process and gave up the fee. I walked into citibank on my lunch hour and made the kid promise to keep it easy and it was. My procastanation got me a rate of 3.25 this week. I was a fan of the broker, but I guess a big bank can be ok too.

Putnamdenizen | 13 years and 5 months ago

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Why would anyone need a mortgage broker to refinance in NY?  Given that it makes more sense to refinance with your current bank to avoid paying the mortgage tax?