Using 3-family as 2-family
We are considering buying a 3-family townhouse to use as a 2-family (my husband and me, and our daughter and her family). The building is old and has no certificate of occupancy. I am told that if we apply for a new certificate, that will trigger an Alt-1 permit, with all sorts of difficult requirements (adding sprinklers, replacing water and sewer main from the street, do a builders pavement plan etc). We aren’t planning much in the way of changes. Can we just live in it as 2 families without changing anything with the city? If so, can we get rid of one kitchen or could that get us in trouble? Or can we file a “no works” permit to change the classification to 2-family? Are there tax ramifications?
Guest User | 4 years and 8 months ago
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JPDA | 4 years and 7 months ago
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Removing a kitchen will likely trigger a review of the current use, unless the building is already set up as a two family as far as floor separations and egress are concerned. You can definitely “just live in it” without any issues.
restorationcontractor | 4 years and 7 months ago
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Leave it alone, I would check with a broker, but it’s most likely worth more as a three family.
lkrshacmzcy | 4 years and 7 months ago
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Utility Restoration will become an issue if you ever have problems with them down the road. A client of ours had a legal three family they were using as a single. When the gas was shutdown after a leak, they had a lot of problems
lkrshacmzcy | 4 years and 7 months ago
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Utility Restoration will become an issue if you ever have problems with them down the road. A client of ours had a legal three family they were using as a single. When the gas was shutdown after a leak, they had a lot of problems
cate | 4 years and 7 months ago
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One thing to be aware of is that if you turn off a gas meter you may never be able to turn it back on again. It’s nothing to do with the laws around occupancy but because of other unrelated issues with gas service in NYC.
Guest User | 4 years and 7 months ago
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thanks
lucie | 4 years and 7 months ago
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I think any additional account on the meter ( electrical, gas, etc. ), any additional kitchen is an issue. If you removing kitchen – no problem.
lucie | 4 years and 7 months ago
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I think any additional account on the meter ( electrical, gas, etc. ), any additional kitchen is an issue. If you removing kitchen – no problem.
catboot | 4 years and 7 months ago
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Our house is a legal 3 (taxed as a 3) but used as a two family. There is no C of O. We had no issues with buying it and securing a mortgage. As Cate said, it’s only an issue if you are doing the opposite.
shahnandersen
in Dept. of Buildings (DOB) 4 years and 8 months ago
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As long as the bank accepts that you will not be getting to rentals.
cate | 4 years and 8 months ago
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You can use a three-family as a two-family. But you cannot legally do the opposite.
Guest User | 4 years and 8 months ago
string(1) "3" string(6) "202383"
thank you
JohnHancock | 4 years and 8 months ago
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I live in a 2 family and use it as 1. Don’t have a 2nd kitchen anymore. I had no trouble refinancing with the inspector. I left all the connections and capped them off.
Not sure what the difference would be with a 3 family since that’s considered a multiple dwelling but I would think you can