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  1. Poor people tend to not have bank accounts for a number of reasons, including the ridiculous fees charged by banks for the privilege of holding people’s money, but very high on the list is the lack of banks in poorer neighborhoods. In Bed Stuy, near Restoration Plaza, we are lucky that we have 4 in a 3 block radius, but that is not the norm for vast areas of the community. Stuyvesant Heights doesn’t have a single bank in easy walking distance, as Restoration is 2 subway stops away.

    Since so much of our everyday transactions are tied to computers and bank accounts, things like EZPass, not having an account further marginalizes the poor. I wouldn’t be surprised if things like money orders are phased out in the next few years, leaving the poor fewer ways of getting by without a bank account to pay bills, etc. I hope program and initiatives produce more banks in lower income nabes. We certainly do have the space.

  2. no doubt stricter enforcement of driving laws is needed
    (including driving while using cell phones)….
    but it is obvious to any pedestrian that, %-wise, cyclists
    are the most reckless and put themselves in extreme danger.

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