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  1. Norman Calvo has been very good as well. This is my third mortgage and the other two I did not use a mortgage broker. No problem. This time I never would have been able to get through the process myself without telling the the bank to F*&k Off!!

    All cash doesnt work, M4L. The deal only makes sense because of the mortgage interest deduction.

    I could have borrowed the money on margin, and hedged interest rate fluctuations. I ran a computer simulation and this scenario works out almost identical for me as conventional financing.

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