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  1. some healthcare solutions;

    This is the website for the New York State administered sliding scale plan, for those who make too much to qualify for medicaid.

    http://www.health.state.ny.us/nysdoh/fhplus/

    their sliding scale is very generous for children.

    next step;
    look into a major medical insurance policy.
    it will cover you in an catastrophic emergency.

    next step;
    look into a one of the low cost plans that offer negotiated lower fees with doctors and groups, you still pay out of pocket but fees will be set and you won’t end up paying through the nose for a routine visit.

    next step;
    talk to your doctor about setting up a reasonable fee schedule for the time being. Most doctors will cut patients a big break if they ask.

    next step;
    Target/Wallmart $4 dollar prescription program. With a prescription they will provide you with a 30 day supply.
    there are over 300 drugs on the list, including most major categories of therapeutics.

    next step;
    The Law states that you must be treated in an emergency by the emergency room. People living in the United States without documentation have been using this loophole for years. (not getting political, just stating a fact).

    Keep in mind, most people are healthy overall, it is not uncommon for people to go 5 or 10 years between doctor visits while in their 20’s and 30’s.

    another note; COBRA coverage if you are leaving an employer, they are usually required by law to offer continued coverage at their lower negotiated rate for a period of 6 months after leaving your job.

  2. TextperV, COTD is ready for your sage input

    Posted by: more4less at March 4, 2010 1:11 PM

    Baby steps, m4l, she needs to at least master the use of salt and pepper before she moves on to herbs.

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