Just came in, and am so bummed. Cobble, Snappy, what happened? Whether you throw the party or not is irrelevant to you guys being ok with us as people. I don’t know who or what has upset you, because I’ve been busy, as well as not really reading the OT lately. I just scroll past endless bon mots by the same people until I see something that interests me, sorry guys, but I do. However, Cobble and Snaps are among my favorite people, and I hate to think some small minded, pseudo witty person or people have upset you. Don’t let them win! You know who your real friends here are. I am amazed and pleased at the real friends I have made from this site, and I consider both of you friends, as to many others. (Virtual hug)
ha denton. well my employer doesn’t match our 401k contributions. and i only contribute 1 or 2% of my check to 401k anyway, not sure which one it is. so it really is a miniscule amount to begin with.
since OT is now just the usual bs, let me ask a real estate question. anyone know what’s the down paymt % for a 4, 6, and 8 family unit bldg? am asking cause I find these multi-family bldg look like relative bargains to the 1, 2, & 3 family units bldgs
rob, you crack me up with the 401k stuff… as usual.
The first question to ask, is your employer doing a ‘match’. That is, many will ‘match’ what you put in up to 6% or so of your salary. You put in a hundred bucks, they put in a hundred bucks. Get it? It’s like with every forty, you get one free. Why would you not take a free forty?
Second, even if you THINK they are taking a grand a month, or whatever, from your salary, you are not actually PAYING a grand a month. That is, because you are reducing your taxable salary by that amount and so you will not be paying any taxes on that grand!
Unlike what someone said above, it is highly unlikely that you will be able to short, buy gold stocks, or anything like that. That is so when people like you do exactly that and get killed, you will not be able to sue your employer. They do have enuf options to participate in domestic equities, overseas equities, or no equities at all. Alot of them are now offering those stupid ‘target date’ funds.
I do recall dibs offering to sit down with you and go over your options, so wtf?
Snark, what are your fantasies??? I don’t mean high ceilings with architectural detail.
Not cute, Snark, just banal.
DIBS, check your email for my thoughts on the matter.
Just came in, and am so bummed. Cobble, Snappy, what happened? Whether you throw the party or not is irrelevant to you guys being ok with us as people. I don’t know who or what has upset you, because I’ve been busy, as well as not really reading the OT lately. I just scroll past endless bon mots by the same people until I see something that interests me, sorry guys, but I do. However, Cobble and Snaps are among my favorite people, and I hate to think some small minded, pseudo witty person or people have upset you. Don’t let them win! You know who your real friends here are. I am amazed and pleased at the real friends I have made from this site, and I consider both of you friends, as to many others. (Virtual hug)
ha denton. well my employer doesn’t match our 401k contributions. and i only contribute 1 or 2% of my check to 401k anyway, not sure which one it is. so it really is a miniscule amount to begin with.
*rob*
since OT is now just the usual bs, let me ask a real estate question. anyone know what’s the down paymt % for a 4, 6, and 8 family unit bldg? am asking cause I find these multi-family bldg look like relative bargains to the 1, 2, & 3 family units bldgs
NEW RULE FOR THE OT…which I think may bring a lot of people back….
No more talk about “check your email.”
I think this got tedious, on people’s nerves and wound people up.
11217–if you google asshat hill you will find it.
rob, you crack me up with the 401k stuff… as usual.
The first question to ask, is your employer doing a ‘match’. That is, many will ‘match’ what you put in up to 6% or so of your salary. You put in a hundred bucks, they put in a hundred bucks. Get it? It’s like with every forty, you get one free. Why would you not take a free forty?
Second, even if you THINK they are taking a grand a month, or whatever, from your salary, you are not actually PAYING a grand a month. That is, because you are reducing your taxable salary by that amount and so you will not be paying any taxes on that grand!
Unlike what someone said above, it is highly unlikely that you will be able to short, buy gold stocks, or anything like that. That is so when people like you do exactly that and get killed, you will not be able to sue your employer. They do have enuf options to participate in domestic equities, overseas equities, or no equities at all. Alot of them are now offering those stupid ‘target date’ funds.
I do recall dibs offering to sit down with you and go over your options, so wtf?