How to Keep Your Insurance Rate Steady in Uncertain Times

Sponsored By Brownstone Agency, Inc.

The Brownstone Agency, Inc. has been providing quality and affordable insurance coverage for brownstone, townhouse, and multi-family owners, and condo and co-op boards since 1973.

Created By Brownstoner

If you own a multi-family building in Brooklyn and Manhattan, you’ve probably noticed your insurance bill keeps going up. Policies that used to see small increases are now jumping by 15 or even 20 percent every year.

And it’s not just you. Insurance options for higher-value properties are shrinking. Simply put, people can’t afford to pay for these high-end property policies. So they’re coming to Brownstone Agency. That means even more competition for the same few policies.

It might seem smart to shop for a better deal in the middle of your policy term, but that can be risky. When you switch plans or carriers, you could lose out on loyalty credits, or even find yourself without coverage if you miss renewal windows.

That’s why Brownstone Agency‘s three-year prepaid policy stands out. You lock in your rate for three years—no matter what happens with the market. That means no surprise hikes, no scrambling to find another insurer each year, and no stress if rates jump for everyone else.

FAQs

Q: What if my rates go up after I sign?
A: With the three-year prepaid plan, your rate stays the same for the whole period.

Q: Do I need to renew each year?
A: No. Payment and coverage last for the full three years.

Q: Is this option common?
A: No—Brownstone’s multi-year prepaid plan is a unique offer in today’s market.

In tough times, that peace of mind is hard to beat. Contact Brownstone Agency today.