Lock in Your Rate With Brownstone Agency’s Three-Year Prepaid Policy
With a three-year prepaid policy, you can protect yourself from sudden rate hikes and enjoy the peace of mind that comes with predictable costs.

Photo by Susan De Vries
Have you noticed insurance rates climbing year after year? You have if you own a multifamily property in Brooklyn. Some owners have seen increases as high as 30 percent. These rising costs are tied to several factors, including higher repair expenses, more frequent severe weather, and the challenges of insuring older buildings. For property owners trying to budget effectively, these unpredictable hikes can be a major drain.
That’s where Brownstone Agency comes in. Their three-year prepaid policy offers a way to lock in today’s rate and avoid annual increases. This unique policy isn’t something you’ll find with other agencies. Brownstone Agency has been specializing in this type of coverage since the 1970s, building strong relationships with carriers and perfecting their approach over decades.

Why does this policy work? Most insurers prefer annual policies because they can adjust rates more quickly and earn premiums faster. But Brownstone’s large volume of business makes them a valuable partner for insurance carriers, allowing them to offer this longer-term option to clients. For property owners, it means three years of stability in a volatile market.
The benefits are clear. With a three-year prepaid policy, you can protect yourself from sudden rate hikes, plan your finances more effectively, and enjoy the peace of mind that comes with predictable costs. In a market where insurance rates continue to rise, this policy provides a critical advantage.
If you’re tired of unpredictable rate increases, it’s time to take control. Contact Brownstone Agency today to learn more about their three-year prepaid policy.
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