Insurance For a Fire Place
I just added a wood burning fire place to my Brooklyn townhouse. Well I didn’t add it from scratch per se, I knocked out some brick and reactivated a pre-existing flu, and the re-bricked the frame. When I bought the house there was no active fire place. I had my contractors do the work. Is…
I just added a wood burning fire place to my Brooklyn townhouse. Well I didn’t add it from scratch per se, I knocked out some brick and reactivated a pre-existing flu, and the re-bricked the frame. When I bought the house there was no active fire place. I had my contractors do the work. Is there any change in terms of my home owner’s insurance? Do i need to report it to them?
Kissifer4, See the ad on this site for A&A Chimney. Andre is a good guy — knowledgeable and very honest. He converted two of our fireplaces to woodburning and built new flues.
My insurance company asked me if I had a fireplace when we got the policy. I am not sure why they asked but what they may be doing is trying to estimate the cost to rebuild in case of a total loss (which I would bet is what they base rates on). I generally try to let insurance companies know everything up front so there are no problems later if I have to put a claim in.
Steve
Usually it’s just a box you tick off with the application, or one of the questions they ask you. It shouldn’t have a material effect on the policy price.
deepBTUz, unfortunately I can’t offer any feedback for your question, but would you mind contacting me regarding the work you had done? I am in exactly the same position with our place and would love to get the fire place active.
chrisf@citilicious.com
Thanks.