Can't Get Insured Near Water
Help! My house is less than 1 mile away from a body of water and I’m having trouble getting insurance. I’ve tried State Farm, Allstate, Geico, and Liberty Mutual. No luck. Does anyone have this problem? Which company did you go with? TSC is the only one who said they could insure it, but I…
Help! My house is less than 1 mile away from a body of water and I’m having trouble getting insurance. I’ve tried State Farm, Allstate, Geico, and Liberty Mutual. No luck. Does anyone have this problem? Which company did you go with? TSC is the only one who said they could insure it, but I haven’t heard much about this company. Is it any good? Any complaints?
Thanks
I had Adirondack and Allstate drop me. TSC has insured us and has been fine. Ridiculous policies
(And PS, for what it’s worth, I did all my business with them over the phone – no travel to deepest Brooklyn required!)
The Bandelli agency in Sheepshead Bay helped my family with the same problem. I used them in turn for my co-op and was really happy with the service and the options.
The Bandelli Agency, Inc.
1611 Voorhies Avenue
Brooklyn, NY 11235
Phone: (718)934-4600
I will second the recommendation of Pollack & Sons on Van Brunt. They have been able to find insurance for us during construction and after. Very nice people too.
Don’t know about Allstate, but USAA told me they are no longer issuing new policies in much of the northeast, and for the same reasons (hurricane risk). I’ve been a USAA customer for decades, and still have other policies with them, but they still won’t do HO insurance in the area.
Wow, Crownheights2007. Thanks for the heads up!
Joe the Bummer, do you follow any news or science at all or like most conservatives do you just reject facts and go on your emotions and gut feelings?
Everybody knows the insurance companies have been pulling out of NYC because of hurricane risk, in fact NY State wants us to report these companies whenever they drop policies. Here are some links to info about NYC’s high risk for hurricanes since somehow you missed it despite it being discussed a lot the last couple years:
http://www.msnbc.msn.com/id/19187173/
http://www.livescience.com/environment/050601_hurricane_1938.html
http://www.associatedcontent.com/article/350173/new_york_city_due_for_a_hurricane_hoping.html
here we go again,
first off randolph; I’m an asshat? well I guess that makes you an assclown since you don’t want to learn from history.
next joe the bummer; what don’t you understand about statistical analysis? obviously that’s the basis of the entire insurance industry, that’s why they employ mathematicians and actuaries. They keep tables, on how long you live on average, on who files claims on average, on how much risk there is to a certain area, on average.
…and on average, the NYC area is due for a major storm of some sort. While these storms are random, it is well understood where the storms hit and when the season for hurricanes occurs. The NYC area is in a natural catch basin for Atlantic storms that move up the East Coast because Long Island forms a sort of L shape with New Jersey. Guess where the vertex of the angle is?…NY Harbor.
what’s more, Allstate was already competing with the state plan. This is not some sort of rant against corporate greed. just an observation of the nature of these insurance companies and how they profit at taxpayer’s expense by reaping the rewards, then run away and leave the tax payer funded plans to pick up where they left off.
I’ve got Traveler’s
I already mentioned him on another Forum post this week, but Max Pollack on Van Brunt got us insurance (and cheap). We are very much in the flood zone.