Okay, I am trying to persuade my mortgage co to give me a loan to buy a 5 story townhouse. I have to make them a financial projection. How much, roughly, would insurance be annually? It is a 4 family, 3 units would be rented, which I am sure will raise the insurance. And what would the monthly water bill be?


Comments

  1. Ditto. We have a 4-story, 4-family building, and the numbers above are similar to ours. $350/quarter for water and $3,100 a year for insurance.

  2. Just to give you a confirmation…we have a similar arrangement (4 unit brownstone, rent 3 and living in 1 unit) and $3,000 in insurance for the year is about right.

  3. In my 4 story, 3 family brownstone water bills are around $275/quarter. We have a small garden in the back which gets watered a couple of months of the year. There are a total of 8 residents taking showers, doing laundry etc.

    Probably best to get an quote from an insurance broker for the insurance cost, but we have $1,000,000 in insurance for which we pay around $3,000 per year.