homeowner's insurance companies
so the previous post mentions a few insurance companies that no longer cover brownstones/townhouses (AllState, GEICO, AIG). what companies DO provide coverage? i’m getting quotes right now, State Farm will do it, Liberty Mutual won’t due to the flat roof issue. who do you guys use?
so the previous post mentions a few insurance companies that no longer cover brownstones/townhouses (AllState, GEICO, AIG). what companies DO provide coverage? i’m getting quotes right now, State Farm will do it, Liberty Mutual won’t due to the flat roof issue. who do you guys use?
I also have Tower Insurance but our basement was flooded during the flash flooding this summer and they found some clause to use to not cover our claim. I am fuming. We discovered we were insured, except, oops, when we actaully need it. I’m looking to switch now — we’ve paid them an f-ing fortune only to not have coverage when we need it.
The Gotham Agency in Manhattan was very good to me. Competitive rates.
My policy is from The Travelers Insurance Company.
Gotham: 212-406-7300.
They also have policies from Chubb.
Jeffrey Schneider runs the shop.
jeffs@gothambrokerage.com
FYI our building’s underlying was once through The Brownstone Agency.
After once big claim, they dumped us (but still have to provide attorneys, etc.)
Also, Google AIG and see what problems they’ve been having recently.
Max Pollack & Sons, in Red Hook, were very helpful when I was having trouble getting insurance for my 2-family plus storefront (used as living space) in Greenpoint. I think it was Stephen Pollack that I dealt with.
I have homeowners and car insurance through TSC> Direct (also known as Tri-State Consumer Agency)and am very very pleased – they have very competitive prices and outstanding customer service.
http://www.tscinsurance.com/active/Aboutus.asp
i actually just got a message from ryan fortier, but i did hear from a different agent that refused coverage.
7:50 you’re probably right.
Brownstone agency is not the most competent agent out there. This is just my opinion for what its worth. Open the yellow pages. Make some calls. There are hundreds of agents in brooklyn. Get some rates. Do some research. In my opinion the information about insurance on this board is not of the highest quality. Better to research it on your own. And don’t go with a company direclty, use a broker.
Other posters in the past had bad things to say about brownstone agency.
I just purchased a home, and a friend put me on to Brownstone Agency http://www.brownstoneagency.com) when I was shopping for insurance. They broke for New Hampshire Insurance Company (a division of AIG).
They cater to brownstoners and so rates are great!
Their staff is really helpful (ask for Chris Lehman — 212-699-8764).
Good luck!
We also have a policy through Liberty Mutual, and had no problem due to the flat roof.
Perhaps the agents you dealt with are not familiar with brownstones/rowhouses? Perhaps flat roofs on stand-alone houses in other parts of the country often cause problems? Just a guess, since most of the roofs around here are flat and everyone has insurance (or just about everyone).